How are you doing economically?

No immediate changes here as we have always lived very frugal on one income.

Nick has a good job that doesn't depend on nationwide or even local business to survive, as they have thriving world wide sales. This year, they've reported their highest sales ever. So far, I am not really worried, but it does remain in the back of my mind, because his IS the only job in the house. We get by- we don't make a lot, but we live within our means. There are definitely things we can cut if we need to, and save quite a bit.

I'm a stay at home mom, but lately I've been finding more and more ways to make a little bit of extra money from home. While we don't depend on my income to pay our bills, a lot of it does go toward paying down debt, since we have our fair share of that. Mainly student loans and our car, although we do have a credit card, and a mortgage as well. We're not worried about the mortgage right now, though, because we owe quite a bit less on the house that what it's worth, and in our area, you can usually sell a home within 90 days (usually quite a bit less, especially considering we live in a cheaper, though well maintained and in great shape, house) for close to what you are asking for. We also only contribute to our toddler's savings from what I make online.

We are working on cutting back on some expenses, though. We've cut way back on eating out during the last year. We don't buy as much 'stuff' that we don't know. Our toddler doesn't get new toys just because we see one we think he will like anymore. We already watch our grocery money more carefully than a lot of people do, so nothing has really changed on that front, although I think I am going to start contacting some of our favorite companies to possibly get some coupons!

I drink more beer than I eat food. I have a job with a company that is doing not too bad. When people do not go to Disneyland, they fix their homes and yards. We get by. I still need to get my wife here and that concerns me. I was wanting to make a better life for her. Alfred E. Newman as president, a do nothing democratic controlled congress, a bailout of the people that caused the problem...

I'm with jr, I'm a frugal shopper as well but so far, things are looking good for us.

We have always lived very frugal too but we are having to cut back on some things. We just combined our internet and cell phone to give us a little more money for groceries. I am thinking that maybe the cell phone should go but our car has over 260 thousand miles on it.

We have not made any changes.

No changes here

poorly

We are living more frugally than ever. Mostly because the buyers on our house backed out of the sale - after we had sold all of our furniture & quit jobs.,

So we are eating out less, unplugging things when not in use, buying more foods in bulk, clipping & using coupons.

No changes here. I was frugal before this.

I haven't changed anything really. I was cutting back before this

We live frugally already, so at this point we haven't made any changes.

At the moment we are OK, even though we lost a lot of our long term savings due to the stock market earlier this week. We do know however that my husband's company is laying people off next week. So I am very scared.

Stop spending on unnecessary things and cut my grocery bill down. Also made albums and thoughtful gifts instead of spending lots of $$$ on gifts (I have 5 brothers & sisters, my parents, and 6 nieces & nephews!)

I also took a good look in my pantry and realized how much food I really have here, so this month I'm trying not to go grocery shopping and live off of what I already have (minus shopping for milk and fruits). I have so many soups, pastas, rice, instant potatoes... even left over cans of cranberry sauce from Thanksgiving.

Plus I turned off my heater and instead, have small electric heaters in my rooms - it's more efficient in my house and is saving me about $50-75/month. The central heat was always running because one side of my house just never seemed to get warm... so now when one room gets warm, the heater for that room shuts off automatically.