Virus Alert: Email from "FDIC" is not what it seems

Snopes.com article on this virus:
http://www.snopes.com/computer/virus/fdic.asp

There are a number of clues to show that this kind of email is a scam.
First, no credible authority or government entity (FDIC, IRS, CIA, FBI) will contact you this way, especially not over something this big.
Second, even if they would, how would the FDIC have gotten your personal email address for the purpose of notifying you of the closure of your bank? It isn't like they have some database of everyone's email addresses cross-referenced with who uses which bank, etc. to use to look that up.
Third... hell-o! Click and download? How secure is that? The FDIC would not use such an unprotected method to get such sensitive information to citizens!

Remember, any time you get an official looking email, think about the content, the presentation, and the manner in which the sender appears to be handling sensitive information. If something seems off... well, it most likely is. Definitely do not follow any link in an email that looks suspicious to you!