by Selene N.
Member since:
July 26, 2006

My Husband Lost His Credit Card, AGAIN!

December 28, 2006 12:07 PM EST
views: 37 | comments: 18

I am so sick and tired of this drill. It's like my husband can never keep a credit card in his wallet. He just phoned me and told me he couldn't find the card, and he might have accidentally left it with a pizza delivery guy. This is probably the 6th time he's done it.

I am not worried about fraudulent charges, because my credit card company is very good at protecting me. But what bugs me is that I have to reset all the automatic charges I have linked to this credit card (such as my home phone bill, cell phone bill, speed pass, etc), and update my Upromise account. And I won't get the new credit card account number until a week or 10 days later after I receive the new replacement card, so I can't do anything now. Some of my bills are due in the next week, so do I wait for them to charge to the old credit card, or do I close the old account and just let those charges default!? Arrggghhh. And every time when I have to do this switch, I almost always forget a couple of automatic charges (such as home owners' insurance, which only charges twice a year), and end up with a default notice.

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Comments: 18

Ang, wandering aimlessly, G. Dec 28, 2006, 12:24pm EST
I feel for you. This is definitely a pain in the butt to have to deal with. Do you have a credit card that you could use to pur all your bills on? That way you wouldn't have to worry about him losing another one.

If my hubby couldn't keep track of his credit card, I think I would have to take it away from him. Cash only!! I know that sounds mean but goodness sounds like you have to go through a lot of work now just cause your hubby can't keep up with his credit card.
Jay E. Dec 28, 2006, 12:27pm EST
New husband? One that can keep track of credit cards? :-)
Nichole - oh so broke - K .. Dec 28, 2006, 12:27pm EST
That would seriously be a pain in the rear..
Luda Rosario Dec 28, 2006, 12:27pm EST
I used to be the queen of losing my wallet!! I always had them change all of the account numbers right away to be on the safe side. If I were you I would have them send replacement cards and in the meantime call the people that you are supposed to pay next week and explain the situation. Many companies have grace periods and may be willing to work with you if you set something up in advance. Good Luck!!
LittleMissSunshine - Shel & Barney Rule L. Dec 28, 2006, 12:31pm EST
Yeah, you need to get your hubby his own little card separate from the major card you use for purchases. That might make things easier for you. The alternative is getting a new hubby, but that could be expensive too.
Cathy S. Dec 28, 2006, 12:40pm EST
I agree, get a card just for him. If not, be sure to go through your last two or three bills and note all of the automatic payments so that you don't miss any and get late fees!
Lori C. Dec 28, 2006, 12:42pm EST
LOL.. My daughter used to lose hers all the time. She has been doing better lately. You could get him one of those bunge cords they give at casinos and have him use that. LOL.. He probably won't go along with that idea. Have you asked the card company if they could let the atomatic charges go through and not any other charges?
Selene N. Dec 28, 2006, 12:50pm EST
Jay - LOL! I told him what you said, and he said, "Well, I think it's a little too late now."

Yeah I will call the company with the almost-due bill soon.

Thanks for listening! I just needed to vent.

I think I should probably listen to Shelley and get him a separate card account. Right now we have the same account, so every time when he messes up, I have to close our account. But if he gets his own separate account, then I wouldn't have to go through the trouble..... Hum, GOOD IDEA!!
♯ ♪ Dec 28, 2006, 2:41pm EST
How can a person LOSE a credit card? He should only be given cash.
Auntie Smedley Dec 28, 2006, 2:42pm EST
[Hiding in corner, having "lost" check card many, many times. Thank goodness there's no fee for replacement].
Randy- Being true to myself Dec 28, 2006, 2:48pm EST
I feel the pain Auntie Smedley

lol to the spousal abuse of credit cards...hehehe
Michelle W. Dec 28, 2006, 3:22pm EST
Sounds like it is time to take hubby's credit card away from him until he can learn to keep track of it!
Bonnie Sayers Dec 28, 2006, 3:35pm EST
What about the kind that attaches to the keys like the food shopping and library cards?

Don't forget to post here too:

http://creditproblems.gather.com
Martha Jette, Author/Editor Dec 28, 2006, 6:46pm EST
All has been said. Hubby needs to go without the card for awhile. When he gets it back, hopefully, he will appreciate it and hang onto it.
Susan *. Dec 28, 2006, 7:06pm EST
I'd take hubby's cards and keep them until he was more responsible! LOL Seriously, can't you get him a card that only HE uses for charges and you keep one that is used for automatic withdrawls? That would make things so much easier.
Sandra L. Dec 29, 2006, 12:04am EST
Perhaps he should have to handle all the changes and bills. Maybe if he experienced what you have to go through, he might think twice before he leaves the card laying around.
Selene N. Dec 29, 2006, 9:19am EST
Sandra L. - LOL!! I would never dare to hand that task to him. I am afraid none of the bills will be paid on time etc.
Carolyn K. Dec 31, 2006, 8:46pm EST
I have one card set aside that only I use that way we avoid mishaps and those annoying updates.

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