Good With Money? I Need Some Advice...

I have 30,000.00 of credit debt that I incurred staying home with my daughter for the first two years of her life. I have a 401k with 50,000.00 in it that they won't let me have unless I quit my job (after 11 years? forget it) or buy a house with it or are being faced with being evicted.

Does anyone know if there's an alternative way to get to that money? If not, does anyone have any advice on how to get rid of it besides bankruptcy or one of those sham credit counseling places (I have talked to a few-they all just want your money and you have to give up ALL of your credit cards).

I'm getting deeper into trouble as time goes on and see no way out..anyone have some tips, tricks, thoughts, ideas on how to help me?

I'm supporting myself and my daughter and can't keep up with the payments anymore.

It's getting scary.

Thanks.

Comments: 3

Gorgeous Gabby, a Gather Geeky Gal, and The Giz Jul 20, 2007, 3:08pm EDT

Wow, there ARE some legit credit counselors out there, just keep looking!

reply to this comment

Kelly M. Sep 27, 2007, 4:31pm EDT

Just call the companies yourself and ask to make payment arrangements that you can make.

reply to this comment

Ruthie H. Sep 27, 2007, 5:21pm EDT

We've tried with a few. Unfortunately, I'm finding that most customer service these days is outsourced and all I get is a quote of what I signed when I originally got the credit cards. They won't work with us. They just keep telling me that I need to comply with the agreement. Honestly, I don't think they even understand what I'm saying because they won't hold a conversation with you..it's really sad.

reply to this comment

Good With Money? I Need Some Advice...

Comments: 3

Join the Conversation

You might also like

More by Ruthie H.