I started my savings for Disney- I had a jump start, so that helps. Hoping to be close to $10000 by October, 2013! Yes, that' more than we'll need. But it gives us some space for issues like car repairs before then, and price hikes.
Also, with 5 "adults", we need things most families of 4 don't, which adds to the price:
5 adult priced tickets
Hotel room that allows 5
Meals for 5 adults (2 of which are teens and eat a LOT)
All said and done, based on the prices right NOW, it's $5,845 for 5 6 day park hopper passes, the resort, and dining plan. No worries about the cost of food when we arrive.
Air fare alone is running $1400-$1600 depending on the air line, time we leave, and what air port- these are the cheapest of the cheap seats.
That adds up to $7500 in today's prices. Add 10%, and it's $8250 in potential prices next year.
So, even if we don't wind up touching the $9750, it's not THAT large of an amount vs. what we need.
Potential windfall- the past 3 years, the quick service dining plan has been free during October. That shaves $1500 off the cost of the Disney package, making it between $6000 and $6600 for the total package.