A friend reported that the suffering economy had apparently not hindered the ability of everyone he has visited recently to update their kitchens.
“Let me guess,†I interrupted. “Marble or granite countertops and stainless steel appliances?â€
“Correct,†he said. “How’d you know?â€
“Those are the latest, keep-up, status symbols. You’re nobody if you still have butcher block or black. Nobody, I tell you! Imagine what that makes me with white appliances and Formica.â€
He confessed. His Formica countertops prove that he is a nobody with me.
In all my life, I can only remember seeing a couple of countertops destroyed beyond repair. Cutting boards or trivets sufficiently covered most of the mishaps I’ve seen. Maybe I’m out of touch, though. Are Formica and ceramic tiles on the growing list of things that will kill us if we don’t replace them immediately? If so, I will swallow some of these words with a spoonful of sugar.
My mother owned three refrigerators in her life. She lived to be seventy-four. At fifty-seven, I’ve bought as many. Obviously, they aren’t lasting like they used to but it’s still hard to imagine that all of the non-stainless ones that have been replaced in the last few years actually bit the dust making those replacements necessary. I’m betting people are replacing perfectly useful counters and appliances because that’s what people do these days. I’m also feeling very old saying these days.
My friend said he had priced marble and granite and decided the switch could wait until he is ready to sell his house. Then, of course, he will have to update the kitchen and bathroom to attract buyers.
“Huh?†For the sake of making this as accurate as possible, I will embarrass myself by typing my grunted response. “Why would you make those changes to a house you are going to leave?â€
“Because that’s what they tell you to do if you want to get the best price,†he explained.
I might have told him that I think they always say stupid things. I’m certain I said, “But they are game players, the people who run up the cost of buying a home. And you are playing their game.†I’m certain about that part because my accusing him of playing their game is what made him furious with me.
He explained how he could put a little money into updates and get more than a little back, which made my head want to explode. I was shocked to hear this from a friend who usually lashes out against Corporate America and materialism with more venom than even I use. I must be missing a lot these days (and getting older by the paragraph since I keep using these days).
“Why not give the buyers the opportunity to decide when they would prefer to make this investment?†I asked. “Let them choose the countertops and appliances they want when the time comes since they are going to have to pay for them. Updates aren’t free, you know, just because the seller makes them.â€
He said something about wanting to get as much as he could for his house. I’ll admit that I closed my ears because I didn’t want to hear this from my friend.
“It costs everyone more,†I argued. “The buyer pays more because the seller wants to make more, and the bank or mortgage company takes their cut, then the real estate agent boosts his percentage, and the closing attorney gets a few cents . . . all because the Joneses went into debt to keep up, creating a domino affect in the neighborhood which in turn helped out the bank by loaning money to replace perfectly useful trappings (old lady word, totally appropriate, and a liberty claimed for my willingness to own up to my nonstop rant).
If I hadn’t been in such a fossilized tizzy at that point, I’m sure my friend, who is usually reasonable and patient with my rantings would have explained how the bank would use that extra money to create jobs, and the people in those jobs would be able to buy more expensive homes, and perhaps the next status symbol will be floor coverings and above ground gardening boxes since they already have kitchens built into their mortgages, thereby helping other industries, and eventually the economy will improve and everyone will be sitting on easy street all because of marble and granite countertops. I’m sure my hateful growling of the words foreclosure and rackets are what made him change the direction of our conversation.
“My house is an investment,†he explained. “I bought it to make as much money as I can. Why did you buy your houses?â€
And there we had the difference. Whew. At least this made some sense of the disagreement.
I bought homes to live in, not houses to invest in. The first one had a different ugly carpet in each room. Hideous would better describe the absolute most disgusting outdated floor covering in that kitchen. The front sidewalk had been painted red, leading to a black and white porch, attached to a house with green trim, making me almost grateful for the overgrown hedges framing the front and side yards. Almost. I would never have chosen the paint color in a single room or the sidewalk of that house, or the foil wallpaper that clashed with the hideous kitchen carpet. And I will never understand why the previous owner nailed plastic fruit to the doorframes. But I will appreciate the real estate agent who did not advise the previous owner to spend money on updates that would have made this place move-in ready. I’m positive – absolutely, positively, without a single doubt positive – she would not have chosen what I wanted. Also, at age twenty-four, I barely qualified for the mortgage as it was, so I probably wouldn’t have been able to buy this house with those costs added to the price.
I cleaned the ugly carpets and walls, collected old furniture from garages and basements of friends and family, and moved in with big dreams. I would save a little from each paycheck and eventually paint and replace carpets. Maybe, a few raises and bonuses down the road, I’d buy furniture, a piece or a room at a time. Meanwhile, I had my own home. When I looked at that house, I saw what I knew it would be, not the fixer-upper it was.
I replaced everything in that house while I was there. Seriously, every wall, the wiring, floor coverings, the furnace and air-conditioning, light fixtures, electrical outlets and covers . . . At times, I lived with plywood floors and studs without drywall while I saved for what I wanted to cover them. That way, the interest that might have gone to the bank became my profit. When I left, I sold my home to the first potential buyer, making a little profit which I then used as a down payment on another house that I saw as the home it could be instead of the mess it was.
And this concludes my story about one of the ways I think the housing market went to Walmart in a hand basket. Next time, I plan to talk about investment buyers and how I hope their homes are as overpriced, drafty, leaky, and miserable as the ones they rent.
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Some granite counter tops may emit radon.
Found what I consider to be a related lecture:





















Comments: 78
I needed a bit of humor today.
I'm not sure I've ever seen a house that I would consider "move in ready" for me as far as taste is concerned. That probably says something I'm not ready to accept about my taste.
I owned a home with a terrazzo floor. It was beautiful, but so hard and slick that I was afraid to let the baby play in that room.
Cold, I would think, too.
Right now, we're rehabbing a bathroom and some of the same problems surfaced: live electrical wires to nothing, little to no insulation, not enough studs in the walls, you name it--it was a problem!
Glad you have a husband who can do the work and salvage yours. It should be fun when it's all redone the way you want it.
We bought our house to live in. There are no plans to sell. We were in our late 30's before we could even afford to buy. Going through buying a house once is enough in this lifetime for me. And moving- did enough of that too.
I love to move - just don't like the work. I'm sure the people who help with the work hope I'll never do it again.
He will bid a job in a not so affluent neighborhood at about half the price as the affluent one for doing the same job.
Then again, you know the saying--everything is bigger in TX, specially the bills and the rehab.
I bought my house to live in and be carried out of. If in the end there is a profit, let my children enoy it.
I really enjoyed this article and your tounge in cheek humor, or should I say, sarcastic bent.
When I used to hang out in the tile/wallpaper/floor covering store until they chased me out for taking up space and not buying anything, I designed the most beautiful kitchen in ceramic tile. Of course, there was no way I could afford it so I just had to keep going back there to dream.
I think, though, the opposite might be true of the gadgets? The prices go down as more people buy them? When a few who can't afford them buy on credit, it doesn't affect the price for the rest of us? Tell me if I'm wrong so I can jump on a new reason to complain ;-)
(You can still have a white kitchen if you want. But I don't think you can have a harvest gold one.)
What I would like to say is that anybody that thinks a house is either just an investment, or just a place to live in and not take care of, is just nuts.
Anything I buy, is something I need, and at the same time an investment to me. If I buy a bicycle, or a television, or clothes, or a car, or a house, they are all things that must be cared for. Yes, I have a winter jacket that I have been wearing for the past 20 years and I still wear it. Every car I have purchased died of old age with me. I am one of the persons that buys the least and throws away the least.
Now, if I want to sell my car and I wash and wax it, and fix a few things before selling it to get the best price possible, is that wrong? Not in my world. According to Sandy it is wrong.
If I want to sell my house and I want to fix a few things before selling it to get the best price possible, is that wrong? Not in my world. According to Sandy it is terribly wrong.
We had this conversation with Sandy before. She believes that taking care of your house and lawn is stupid and useless. I believe that if all of my neighbors would think that way, I would not live in this neighborhood.
I asked her if she did not ever buy a new dress and fixed her hair and wore some make up to make herself look better when going on a date or to a party, and she said she never does that. (I guess she forgot that many years ago I took her to a wedding, and yes, she wore a nice dress, fixed up her hair and wore make up, and yes, she looked beautiful).
So, I guess Sandy's rules apply to others but not to her. Sounds like this political party I know......
I don't believe that taking care of your house and lawn is stupid. I believe that expecting your neighbors to keep their houses up to your standards because you are afraid "the wrong types"will move into the neighborhood or their unkempt lawn will devalue your property is rude. Big difference.
When I wore a dress to the wedding, Jaime, I was not dressing up for a date with you. I was dressing for the wedding. The purpose in my dressing up was not to "sell"myself. I think you are totally misunderstanding my points.
And I'm sorry if I hurt your feelings. I honestly thought this was a good topic for discussion (the housing market and how it went to Walmart in a handbasket) and that I made the conversation look as though I realized why I had disagreed with a friend with whom I usually share opinions. I'm sorry you don't see it that way.
I just wish you would learn to be a little softer and a little less judgmental. But hey, that is just my personal opinion.
As for the upkeep of the outside and the lawn, well, I don't agree with that whole anxiety-producing keeping up with the Joneses thing, but having lived in a neighborhood that has really gone to the dogs, I think a little civic pride isn't a bad thing. The houses started to become rentals, the hedges aren't clipped, the snow isn't cleared from the sidewalks, lawns are not mowed until the city threatens them, and the kind of people I'd like to live next door to, well, they go find somewhere else to live. As a result, the only people left in my neighborhood are the few die-hards, people who are too poor to move, and the drug dealers, crack ho types, drunks, scam artists, etc.
Old and outdated but neat and clean beats super-new and unhappy, but a little pride in your domicile isn't a bad thing.
A little pride in one's appearance isn't a bad thing, either. I know women who simply cannot open the door without their makeup, because they feel so ugly without it. That's wrong, in my opinion. But I know other people who dress up because they enjoy the clothes, not because of what people are saying about them. That's the goal, I think.
Whether it's reasonable to remodel to sell, that's debatable. But sprucing up can make a huge difference in the amount of money you get for a place, which can make the difference between moving to a nice neighborhood ... or not.
I'm not much for installing anything that makes me more work. I knew a woman who loved her new slate kitchen floor. I thought it was horrid! Dark, bumpy, all sorts of crevices for dirt to stick in, difficult to maintain. I thought she was nuts. Same with anything else in my house. If it doesn't make my life easier, I don't care how pretty it is. I'll put a picture on the wall for pretty. For my kitchen, I want super-easy to care for, and looking decent.
I rather like those formica countertops. They're cheap, and you can afford to replace them when they get stained or damaged. If you can do the work yourself, that's even better. *I* can't do it ... I can't seem to be able to measure and come up with the same number three times in a row. I'd end up spending more to re-do it three times than if I'd hired someone in the first place. :)
This is a current topic for me, too. I want to move. Hubby seems to think he can wait me out. Then again, perhaps his plan is to continue to take such poor care of himself that he croaks first. I'm not sure. I'm tired of this house ... the one he remodeled (poorly with no insulation) and lived in with his ex-wife ... the one that I am not allowed to buy new furniture for because the (huge, dark, ugly and clunky) stuff he bought was expensive at the time (isn't it enough to get 35-40 years out of a bedroom set? Am I stuck with it forever?). I want to live somewhere I don't *have* to have a big dog to keep people from breaking in. I don't care if the countertops are formica.
There are some things that just aren't "fixable". Like the part of the attic that he managed to "cut off" from the REST of the attic when he "re-did" the ceiling in our mud room. Or the front porch "deck" that he laid over rotting leaves and grass, and didn't ventilate properly so that we have an earwig problem every summer, and the "roof" of the "deck" is too short so that our outisde light cover is upside down. These are things that I THINK he did because he thought that he and his Mrs were going to stay here forever.
Having grown up with a realtor mother, there are a few things I do wish that they'd done. Such as, at least CLEANING the carpets that are in the bedrooms (the rest of the house has badly done "self-installed" hardwood flooring), if not actually replaced them. I don't own pets, yet I have pet stains. Or, not kept the strange shades of green that appear throughout the house at odd places, among others.
However, if I had to choose between the problems we have, and the problems I've seen, I'll take a house that we can at least live in, and make a home while we're here, over spending 25K on a "re-do" in a kitchen that's NEVER used. Or, as one of my gf's and her, then new hubby, had to deal with, the after-math of having had people using the basement for dog fighting, among other things.
Do I love the house that we live in? No, actually I have very distinct feelings in the other direction about it. Do I love the home we've made here with our children. Yes, absolutely.
As for the inspection, I honestly don't remember. (I've had memory problems all of my life, they were "enhanced" by the Menengitis/Encephalitis I had in 12/08-01/09) I know that my hubby's sort-of step-father looked at it, he IS a contractor, but I don't remember if anyone else did. To be fair, some, not nearly as many as I'd like, weren't obvious until we moved in. And, we didn't think we'd be "stuck" here for this long, either. This was at the tail end of the "boom" begining of the "crash", so we thought we'd be able to live here for a year or two, fix what we DID see, and move on to a house we really could live in. Unfortunately, the crash, my health, and life in general, got in the way of those plans, and we've been slowly working on making it re-sellable. (Gather has helped with that, the HD gift cards helped START the re-do of the bathroom)
However, had I not been on the cusp of death, and I mean that literaly, we would NOT have moved here.
It was also wrong to her, to fix it so it would be more enticing to prospective buyers and therefore be able to sell it sooner. I stated that instead of fixing it before selling, I could sell it for a lower price and let the buyers fix it themselves.
I also said that I had priced granite counter tops in the past and could not afford them, and I may do it before selling it so buyers would not run away from my house when entering my kitchen and seeing my bright yellow formica counter tops.
When I mentioned that I would price my house according to the prices in my neighborhood and then maybe take a lower price if necessary, Sandy went postal on me and said I was playing games. According to her I should stick with a price that was fair and not "play games" and lower the price. When I asked how would I find a "fair" price, she did not have a reasonable answer, she said it was whatever I thought was fair.
I was annoyed, not furious, by Sandy's irrationality and demeanor, specially when she started calling me names, so I ended the conversation quickly.
Finally, yes, I don't agree with some of the ways corporate America does business, but I don't lash out at them with “more venom” than Sandy. As all of my friends can attest, I have never lashed out against anybody. I don't have any venom inside.
So much for trying just to chat with a friend, huh?
You were annoyed because, after you laughed with me at their game playing and said you were okay with your counters as they are, you admitted that you had priced the change and that meant we were also laughing at you.
You have stayed angry with me, even though I wrote this as though I came to an understanding about the difference in the way we see this (I bought homes, you invested in a house) because - why?
I did not go postal and call you names. I laughed at you the same way you were laughing at your neighbors.
Can people speculate and abuse the system? Yes they can. Does it need to change? It sure does. Should we go to extremes and start making zero profit? I don't think so. The key word is "moderation".
I bought a house that costs me about the same as paying rent and have spent a lot of money in carpet, new roof, new HVAC, new water heater, painting, replacing old linoleum, updating bathrooms, installed gas, etc., etc., and you want me to lose that money, just because you put me in the same class of irresponsible people that bought houses they could not afford and tried to make a profit by speculating?
You basically did the same in your house, but (according to you) you did it to live in a nicer home and I did it because of greed.
You called me an speculator, a Republican, and a shallow person that just wants to have granite counter tops in order to keep up with the Jones, and said that it was stupid to maintain a nice lawn when I mentioned to you how hard I had to work on my lawn. That is not name calling?
I changed the subject not because we were laughing, but because you were getting nasty.
I am not angry, I just don't want to talk (too often) to a friend that is going to berate me and criticize me often. I certainly don't expect my friends to agree with me all the time just to please me, but I also don't expect my friends to cloud my day just because they choose to be irrational or because they had a bad day.
I love to discuss about any topics and I want to hear opposing points of view. I believe the purpose of a discussion is to learn and teach, not to win or lose the argument, but when people go to extremes and they become so radical that the only thing that matters is their point of view, then it is best to end the conversation there.
I, like you, am very passionate about my beliefs, but I do not remember, even once, where I was so irrational or nasty to you. I respect you and always will, but I will not engage in conversations using “verbicide” (I learned that word from a friend, LOL).
I know. Part of the American Capitalist System that I have criticized for at least thirty of the years you've known me and that you have criticized more harshly than I have by suggesting there should be limits on what people are allowed to earn in a lifetime.
I did not (and have never) suggested that no one should make a profit. My position is, and always has been, that profit is necessary but greed is disgusting. I used the nonprofit I worked for and how they had to play the game to keep up with their for-profit competition as an example of how things went so out of hand in the medical field. To suggest that I think profit is unnecessary would be "stupid" a word that you used repeatedly in the conversation, first to describe people who play the game and then, after you said you intended to do the same before you sell and I said that means you are willing to play the game, too, to describe someone like me who refuses to play the game.
My examples were: when I am ready to buy or sell a house or car, I state the price I am willing to accept or pay. I don't like to play games or waste time. You said that was "stupid" because people expect everyone to ask more than things are worth so they can offer less. I said I realize that is what people expect but refusing to do it is how I make my statement about game playing, and that it saved me time because I sold my homes to the first people who looked at them.
My insult to you was to point out that, after you insulted others and doubted that they could have legally earned the money to update a home they are living in, you were planning to play the game and put buyers in the position of having to pay for aesthetic updates that you would be making only for profit, and not because the updates would have made your house more enjoyable or comfortable for you while living there.
I like passion and consistency. I tried to ask all of the necessary questions to resolve what seemed inconsistent to me and to give examples so you would know exactly where I was coming from. As stated in this post, I decided the difference between owning an investment and a home accounted for much of it. I thought my suggestion that these games force people to spend money that they don't have and dump the debt onto buyers, thereby making it more difficult for some to buy homes and more tempting for others to buy homes they can't afford might generate an interesting discussion. That's why I posted it as a somewhat humorous, self-flagrant story with more details about my position than about the actual conversation with you. I tried not to make it personal and thought I left it open for you to discuss the issue instead of making it personal.
I learned some things in this discussion. You think of your house as an investment and not a home, and you expect your neighbors to think of their homes as your investment instead of their home to do with as they please - and that you are not quite as stringent in your beliefs about corporate games as I am. Again, I'm sorry that I hurt your feelings by calling you what you call other people who play the game, and that you think it is irrational and nasty for me to do so. While I'm considering how that is "verbicide" maybe you can ask your friend for a word I can call changing principles in the middle of a conversation, or explain how I am wrong in thinking that is what happened.
I don't dislike people who play this game. People have agreed with your position on this thread, and others I know and love believe this is what they should do before selling a house. It isn't what I want to do, I think it creates problems, and I'm not sure it really makes the profit some think it does. I hoped someone would explain how it does, or defend the idea that it keeps the people who build and sell counter tops in business.
However, I have to say the myth about getting more for your place if you install granite is a myth. DH and I did that, and ended up getting not a cent more than we'd been told we'd get without the $25,000 added expense. A real loss. The only thing was that I got 18 mos. enjoyment out of the improved kitchen, but at far too high a price.