What I do to save money, but it isn't working

You get a little saved then something like a furance repair comes along and knocks it out...

i definetly stick with items that are on sale. turn off the water and lights when im not using them. if no one is watching tv then i turn it off.

Don't forget to unplug it or it still costs you money.. That inclueds microwave, computers, ect. =)

Do you have cable TV? Do you own a landline and a cell phone?

I cut off my landline phone and just use my cell phone. We've cut back on eating out completely. I do have cable and I want to keep it as we can't get any t.v. stations without it here in the middle of nowhere. I know it's frustrating but hang in there.

Have you ever tried hula.com? You might be able to watch your shows on the internet.

try to stick to what is on sale. we need to cut out our eating out expenses because it has just gotten too high.

To save a dime these days, ya gotta hide it from yourself, try and make sure it's silver ::)

And, BTW, your not alone.

We've tried everything possible to save money but it doesn't work. Darn bills makes everything impossible to catch up on.

nothing...I keep trying to save a little out of the little I make but I end up having to spend it
I am not in your shoes though...I don't have to pay anything

I use coupons and trade items for other items using the freecycle network. you can get a lot from there and you can give a lot away there too.
we buy bulk and break it into single servings.
A way I save on big things like furnace and other home repairs is we have a home owners warranty. Yes it costs about $40 a month but when our a/c went out it cost us $600 to have a brand new one installed. all of our appliances are covered and some plumbing.
Our furnace went on valentines day. That was a sat. then monday was a holiday. we paid a whole $65 for the service call and the furnace was repaired on a holiday. It may be a monthly bill but I think it's worth it when major things go wrong. Our Refrigerator went out a couple of months ago. We didn't have $500+ to get a new one but the warranty covered the $550 bill to replace the compressor. We paid $65 out of pocket.
other than this we called our insurance company and asked where we could revamp our policies and save a little. I took a look at the usage of our cell phones and got on a smaller plan. I ask for discounts where ever we go I look for coupons every where and even trade them with friends. I look up non food items online before heading to the store and see who has them for the least amount. I also look to see how far away the cheaper price is. It's not much of a bargin to spend what you would save in gas to go get it.

Saving? What's that?

We do the obvious:
-shop sales and clearance, and combine with coupons
-conserve energy and water as much as possible
-hang dry clothing
-wash full loads in the washer/dishwasher and use cold water
--turn off auto dry on dishwasher, I open and let them air dry, then towel dry
-use store clubs/cards for other savings (Kroger's fuel rewards, CVS extra care bucks, etc)
-Avoid late fees by paying everything early or on time.

The loose change now goes to the boys for their savings account, but I save small bills every time I find them in pockets, the bottom of my purse, or the dryer and I hide them. When my hiding spot gets full, it goes into my savings. It's not much, but every little bit helps, right?

I know what you mean. I do a special job whenever possible to make some extra money. It never fails that when I get paid, it ends up being used to repair or replace something I can't do without. Last week I earned $110. It will replace the dead battery on the car, an oil job and the inspection-almost.

When we get ahead I know something will need fixing in our home or car. Yup I am right every time

Shop sales and use coupons

I try and get my uncle to help fix everything that needs to be fixed to save money on hiring out help.

We live in Michigan so I have been trying to winterize our home because I know it is going to cost us a lot to heat the house.

I buy what is on sale for the week at Publix, espically the BOGO deals. I try to use coupons also. But most important thing, I do not purchase something that is a good buy - if I know I will not use it.

I buy most of my & my husband's clothng on clearance.

I start Christmas shopping for the next year the day after Christmas.

We switched to CFL bulbs in every lighting fixture. We raise the air when we leave the house, keeping blinds closed. We turn lights off when we leave the room, and installed motion sensor lights in several of our rooms.

I hang laundry to dry after 1/2 or less drying cycle, and wash in cold water only.

Both of us take our lunch, snacks & bottles of water to work every day.

We don't eat out much, and when we do it is usually with a coupon, gift card, or BOGO.

Husband fixes everything.
Hanging clothes indoors to dry.
Coupons
Keeping lights, tv and computers off when not in use.
Eat at home more.

We follow the Dave Ramsey plan..I highly recommend it!

Use Dave Ramsey's Baby Steps to reduce debt...

Use the Baby Steps to get your finances in order and on track, and help change your life!

1. $1,000 to start an Emergency Fund
2. Pay off all debt using the Debt Snowball
3. 3 to 6 months of expenses in savings
4. Invest 15% of household income into Roth IRAs and pre-tax retirement
5. College funding for children
6. Pay off home early
7. Build wealth and give! - Invest in mutual funds and real estate

I buy whole food items in bulk. Saves a lot of money compared to buying processed packaged and canned foods. It's safer and a lot more nutritious, too. It's the only way I can afford to keep eating.