My homeowners insurance doubled in four years.

I HATE paying for insurance. Its even harder for car insurance. In Michigan they rob us when we have to pay for car insurance .. Michigan is a no fault state so our fee's are double that of a lot of other states... then take me for example a young low income single mother of four kids without 'paid for' medical insurance ... I may as well just sign my life's income over to them. I have to pay more monthly then a lot of people pay in 6 months. Its unfair. Oh then they figure the area in that you live in too .. and that makes mine even higher because Flint is a low income high crime area. Ugg .. sucks! I pay more in 6 months then the actual car is worth!

Oh and house insurance .. ha .. don't even get me started there! The only one's I found a decent price from (well still seemed high but cheaper then most) was nationwide.

Its always hard paying monthly for something you don't see .. you know what I mean? My car insurance only covers the other driver ... simply personal injury protection.

Some months I have to decide between paying for the insurance or paying for the electric and putting food on the table .. makes it hard when they are getting insane with their pricing.

Good luck ..

I have never felt robbed before, but this time is ridiculous. It's not because my husband doesn't work there anymore, it's because the company doesn't exist. Insurance companies are such liars.

Dena- I live in a bad neighborhood of Grand Rapids... What cracks me up the most is this, they charge us more because we live in higher crime neighborhoods but do not cover us for theft. So someone knocks out my windows and cleans my car out, they won't cover my losses, but they get to charge me more "just in case". Haha. Ohhhh, gotta love it.

ah yes insurance the biggest american rip off

Yah I know it doesn't deserve capitaliztion

Oh, you can get great deals when you compare prices from other companies.
I had Progressive auto insurance, they were charging me $99 a month.
I switched to State Farm and they only charged me half that.
I got a 93 Dodge Spirit, that only cost me $24 a month.
Now, that car is gone and my hubby only pays for his truck.
Which is only $40 bucks a month.
Now, that's pretty cheap.

I have heard that you should shop around for insurance every 5 years

Yikes! That's a lot of money for homeowners. We only pay $600 a year. Sounds like this company is really taking advantage. I am sure you will find much cheaper insurance if you look around.

a good site to try is www.lowermybills.com

I have a real hatred for one insurance company. They kept sticking in charges for bogus reasons., They'd offer me coverage and if they didn't receive a written notice from me in sometimes a week, they'd charge me for the unwanted coverage. While they still advertise affordable rates for people with accidents or tickets, I had one minor accident, no tickets in three years and they raised my rates 69%. That's not what I call accident forgiveness.
On my home insurance, at the same time, they told me I'd be required to fix my roof (make a claim) and repair my foundation to their specifications. Gee, I made the claim for the roof, but instead of spending the $14000 on my foundation, I found a new, cheaper insurance company.

Do you have AAA? You can get discounted insurance through them. That's where I went to get my homeowners insurance when I bought my condo.

We need to go and shop around for our homeowners...it's increased greatly the last few years.

I was just recently made aware of the fact that if I shop around I can probably find some great discounts by combining my house insurance and car insurance. We're going to check that out because right now we have two different insurance companies.

gee we have shelter and we are about 2/3 of that,, i pay for home, life, and car insurance for 3 cars and I pay less then 1000 a year is Oklahoma that bad,,