First of all I want to say I know we could be so much worse off and there are many many others in worse situations than us but we are just at a point where we feel totally hopeless and I hate it!
I come here becasue no one really knows me here, like family or friends from our town that judge me, I do have internet friends here who like me for me and that I apprecaite more that you even know!
The icing on the cake was today we get a knock on the door, it was the place we have our van financed through. We owed $160 last Saturday but couldn't pay so I went this last Thursday and paid $80, that was every last penny we had. I wanted to show we were at least trying. I told them we would try to come back the next day, I thought my step dad would help us with the other half, he needed to go to the bar instead, so be it, we are not his problem. But the kicker to me is how they come to our house making us feel like scum of the earth becasue we are 7 days and $79 past due, they have no grace period or anything period. Thuis is the secnd vehicle we have purchase through them AND the last and we are on our last year. They were asking tons of personal questions like about my husbands work vehicle, um it is owned by his work, yes it is brand spanking new but we don't pay for it. He is an electrician and the idiot said electricains make good money, yeah when there is work! Not our fault he has only been working four days sometimes, we live week to week and missing one day DOES mess us up not that it is any of his business! He said yeah the economy is bad but we have a 2 million dollar portfolio and only 2 late payments this month and you are one of them. So sorry! He said others are getting a second job to make ends meet. Good for them I say. DH is gone from 6 am to 6 pm, drives 60 miles one way, hes cant get a second job. Im not paying for child care. I am sick 90% of the time so I cant work, can't even afford my medicine. I swear I really dislike people sometimes! I could go on and on. Thuis guy never calls and thanks us when we pay 2 payments ahead or on time all the time just has to pay us a visit the one time we are 7 days late, makes me sick!
I have been trying to do my little crafts here and there and get listed on Etsy but I cant find the cord to my camera and have to use my camera on my cell, how pitiful is that!
You know I was just thinking, I told mr "I need the money you don't have" that we didn't even have money for milk. I wonder if he will call cps on us, the way people are around here it wouldn't suprise me. I do have $20 but I am trying to figure out the best way to make it stretch. We can do it, I know we can but I don't need idiots to confirm we are down, and I mean really down.
Thanks so much for listening to me vent. Don'y feel sorry for me, we will be fine, I just feel sorry for my kids. Trust me they don't do without, we are just a tad bit more stressed than they need to see us be ;)
I hope all of you are having a wonderful weekend!
In Christian Love,
Steph
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Comments: 16
I am shocked that a company that you have done so much business with would try to humiliate you this way! What a big shot that guy thinks he is, to be so condescending!
Keep your chin up, Steph! Tomorrow will be a better day!!
I will say a prayer for your situation. Keep your chin up. Things will get better.
The jerks!
Best wishes
It always seems when things are bad they get worse but some how we always seem to make it threw:) I have been there and done that millions of timeS..things will get better in time.. Sorry you are going threw this...
Thanks for the thoughts! The guy IS a real jerk! He has always acted like he is above everyone, we have complained about him numerous times, the answer has always been, "thats why he has such a great payment record" They forget they are dealing with real life people. I know things will get better, they always do, thanks for the "ear!"
Always good to get things off your chest. It is hard to protect the kids from the stress, been there, done that. I hope things get better for you soon.
hide the car let them look for it,, and then get yourself settle with it and then laugh,,,
If it wasn't such a small community we would have done it a long time ago trust me! I still can't believe they came to our house for $79, how much overtime and gas/mileage did they charge the company for that? Losers!
And do they really think we are choosing to not pay the $79, for crying out loud! I just don't understand people!
"And do they really think we are choosing to not pay the $79, for crying out loud!"
That's what really makes it ridiculous!!
paying half your payment should have shown good faith that you are trying and not ducking out of the situation. This guy needs to get a life.
That was totally outrageous, considering you had made a half payment, were trying to make arrangements for the other half and were not hiding from them. It sounds more like a loan shark than a loan company.
Believe me, I can sympathize about your husband's work situation. Mine was a 30 year construction electrician and from 2001 to 2007, could only get work for about five months a year. Long before the rest of the country started feeling the layoffs and plant closings, the construction workers were starving. Hubby was in his 50's, surely too old to start a new career, so he had to wait until 58 when he could take early retirement from the electricians union. Every month we are still paying off debts we accrued during these six stressful years.
My heart goes out to you. Hang in there and just take it one day at a time.
It's a sad sad world out there, Steph. But God is faithful and this too shall pass. Hang on to that. Just give it to God and focus on this: "For I know the plans I have for you, declares the Lord, plans to prosper you and not to harm you, plans for a hope and a future." = Jeremiah 29:11.
You know the truth - you guys are doing your best and working hard to do the best you can. No one can ask more of you than that.
Thanks Renita, I hate when the mean and evil try to overtake as hard as I fight it. Just when I think I have no fight left I get a little boost I need.Thanks so much!
I am so sorryt that you are going through so much stuff. I know things will get better. Trust in God.