Does anyone know:?

	Make a loan Change a life
Name: Josefa Z Location: Peru	Loan Needed: $275 100 % funded

Hey I ask you all do you know what KIVA is?

Kiva is an organization that helps others in the less fortunate areas of the world by assisting them with a micro loan from everyday people, so they can start or continue their business to make there areas a better place and to provide for their families.  The money loaned is returned at a high payback rate. 

If you are one that loves to help others than this is FOR YOU.....  You can loan in small amounts or large, YOU get to pick where your money goes(you can choose by region, person, to the finer) when you get it back you can simply lend it to another where you say one loan of 25$,helped a person upon its return that SAME 25 meaning you still only have 25 out of pocket, can go help another... If the person is unable to repay you can think of it as a donation, and write it off at the end of the year.....

There is A lot more to this than what I have provided so PLEASE if you may, these individuals cant afford to go to a bank with the interest rate and other loan providers charge WAY to much in interest, you are able to communicate with the loan recipients, just think what it costs the average American in food for a month can start and supply a business in a less fortunate area:

 If you want to learn more about this, please go to their web page:

http://www.kiva.org/app.php?page=home

As well I have discovered a group that is on GATHER to help in the same ways, however IT NEEDS members, please join(and tell others) so that the other less fortunate can have a chance.  Thank you all the group page is:

http://www.gather.com/viewArticle.jsp?grpId=3659174697253136&articleId=281474977341618&nav=Groupspace