Are these REJECTED FRUGAL TIPS worthwhile?
The Frugal Yankee has been around for quite some time and people are generous with sharing tips that save money. After culling through all of the tips sent to the Frugal Yankee, the following is just a small sample of REJECTED FRUGAL TIPS. These tips fit the spending less, but not the enjoying life part of oou motto.
We could be wrong. You decide.
1) Saving is one money issue, but another one is saving time. Here's one that saves the latter. Only floss those teeth you want to keep.
2) Raise quick cash. Sell one of your kidneys. Double your money, sell both.
3) Save money by filling your water bottle from puddles, bathtubs, dishpans, sewage pipes, radiators, toxic holding pools or toilet bowls.
4) People selling you things over the phone are to be trusted. Whip out your credit card and help them out.
5) Chew the free gum found under movie theater seats. There is a plentiful supply of various flavors. You can return it when you are done.
6) Stretch your food budget. Stop feeding your kids.
7) When listening to your boss explain something important, roll your eyes and sigh heavily.
8) Be sure to offer the IRS auditor $1000.00, in cash. They will appreciate the gesture. Slip it to them in an unmarked envelope, and then wink. Think about how much money you'll save on CPA or attorney fees.
9) Help struggling Nigerians with their wire transfers. It is very lucrative.
10) The best home remodeling contractors come to your front door without being asked, have out of state license plates and a bedraggled helper named Rip Offenbacher
If you have tips worthy of being REJECTED FRUGAL TIPS, by all means share them. We'll read them, analyze then and then we can reject them. Send your entries to info@frugalyankee.com.
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From traditional tips to savvy perspectives, the Frugal Yankee knows how to enjoy life and spend less. Find out more by going to FrugalYankee.com. Be sure to check out Hollywood Breakdown in Gather's Movie Essential for some smart takes on the film business.
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Comments: 10
Thanks for stopping by and laughing. There is far too much gloom these days. I had fun writing these and I have about 20 more. I'll post them soon. Again thanks. You're comments are most appreciated!
1. Low income families buying a house they cannot afford with no money down when you have debts coming out of their ears.
2. Buying a new car you cannot afford by rolling the car loan over from previous car loan while being up to your neck with credit card, student loan and mortgage payment.
3. Buying a new car you cannot afford after totaling your 10 year old car in an accident while being in debt.
4. Going into Payday loan and not being able to payback the first loan (which will inevitably cause you to not pay the second and subsequent loans).
5. Buying a big screen TV right after Christmas with no interest loan for 2 years, and defaulting on that loan 2 years later, which will cause you to pay twice as much on that "bargain TV"
6. Having no medical insurance after losing your job, and getting seriously ill or injured
7. Getting out of the market now due to fear (your should be buying BIG time)
8. Investing in complicated financial instruments that you can't explain to a 4th grader (derivatives, CDOs, options, commodities, some life insurance products like annuities and life insurance, creative financing, credit card with rewards/miles, etc.)
9. Buying EE savings bond – paying 1.3% a year for next 5 years
10. Not changing beneficiaries on your 401(k)s, IRAs, annuities, and life insurance policies after a divorce or death – I've heard of a deceased's ex-wife, not the current wife, receiving life insurance proceeds.
11. Spouse working a low wage income while adding new expenses for her working (car, gas, clothing, child care cost, added food bill for the family because Mom can't prepare dinner, and higher income tax). They may be working for $2/hour after expenses. Stupid!
12. Hanging on to a checking/saving account with monthly fees and getting hit with occasional NSF fee, and overdraft fee.
13. Adding on to your credit card(s) balances in this environment when your debt level is high.
14. Did I mention, financing (credit card, loan) a depreciating item (vacations, cars, furniture, gifts, etc.)?
15. Paying debt payments and getting big tax refunds every year (change your W-4 TODAY)
I have posted my personal finance advices and money saving ideas elsewhere on gather.com. You can search for key phrases at gather.com (include the quotes):
"Personal finance Topic"
"Interesting Statistics on Personal Finance"
"I found some money in my wallet"
"Insane financial practices"
"Jeff's Editorial"
"Jeff's Stupid Topic"
I say urinate in the shower. Saves toilet paper and water at the same time. Go on nobody's looking hahaha