Question about medicare

You seem a bit young for this.
In any event, you do have to pay for medicare. And, medicare doesn't cover everything either. You will need a supliment. AARP is one of the best. They will pick up every penny that medicare doesn't. However, the government gets us in all different ways. This is just one of them. It's around $90. a month for it. Give or take a few dollars. I hope I helped a little. Good luck. Oh, don't bother with the rx part, that is a rip off for sure, and why should you pay that premium. It doesn't offer much.

Yeah they are going to charge me $96 a month for medicare but I already get medicaid ... seems like they would let me just keep the other. .
I get social security disability.... based on my work history and injury.

I am not sure but you need to call someone anyway to know for sure. You have the one insurance and they may say that medicare will be your first, but then you may lose medicaid. I would certainly be calling someone to find out for sure.

Good luck! Sounds like you really need it!

Sorry I don't have any advice for you, I don't know anything about this. Good luck to you!!!

They are taking a little out of my SS to cover the medical i think.

That's odd. My attorney told me that if/when I'm approved for Social Security Disability, that I'll get medicaid. He said medicare doesn't strart until you're old enough to retire.

Yes, after 2 years on SS disability you HAVE to go on Medicare as your primary insurance with Medicaid to pay what Medicare doesn't. And, yes, you HAVE to pay the monthly premium and they take it out of your SS check before you get it. Tracy is on Medicare with Medicaid as the supplement. She has to requalify for the Medicaid each year by filling out papers telling her income, savings, assets, etc. She will be on Medicare as long as she gets SS disability.

That's what I was thinking - you certainly look too young for medicare. I just know my dad has supplemental insurance; but then he also has veterans, and he still has to pay a portion which always keeps going up.

There a several parts to Medicare, and yes, 2 years of SS Disability is one of the qualifying points. Part A is "hospitalization". You are not charged a premium for this. Part B is the outpatient care/master medical not related to inpatient care. This premium is about $96 a month. Part D is the medicare drug plan. You can sign up for a medigap or medicare advantage plan. These use your medicare a/b/(usually d) premium (and some charge an additional amount, some don't) to provide services typically covered by medicare and the "personal payment" amount not covered by medicare -- the drug plan has other restrictions.

One of the easiest ways to get details is to call one of the medicare advantage providers in your area and ask for their information packet. Humana has one in your area and they tend to put together good educational materials (you would not be obligated to buy the plan).

Read what you were sent to see if they say anything about Medicare D -- this is the senior citizen drug plan. I don't know if it applies to SS Disab persons or not.

Untimely enrollment in medicare typically requires medical underwriting if enrollment takes place at a later date -- and they can refuse coverage.

I can understand not wanting a decrease in your SS checks, but the ramifications of not taking coverage at a time the government requires it could put your medicaid at risk as well. Your caseworker may also be able to help you with this.

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Thanks folks!

Sorry but I have no idea. Is there a government agency you can call to find out?

hope you were able to make a decision that works for you!!