by *LORA* M.
Member since:
February 13, 2007

Oh brother more car info.

December 01, 2007 08:48 PM EST
views: 57 | rating: 9.8/10 (19 votes) | comments: 25

Hey guys who have been keeping up on this car wreck with my daughter. The ins. adjuster finally got out there and looked and said they would only give her 1,500 for her car, which cost her more. It was in good shape too. They also mubled something about charging her storage fees and taking that off the cash offer.

Now, in the meantime they are still trying to find the guy who hit her head on. He is not responding to calls, mail, etc. I told you all he had no insurance.

We also found out the plate on the car HE was driving was probably stolen. It came back registered to another guy and to a different car. the D. word cop did nothing about that.

Our ins. company who is investigating this under her underinsured motorist claim is saying they have to see if the guy has ins. elsewhere. Well stupid if he did he would not have lied to the cop at the scene.

The bigest heartache they are screwing her. So far she has not signed anything or even agreeded to her offer. Am thinking of trying to get a lawyer. This guy needs punished and found. WEll they have an address but he is ignoring our ins. co. letters.

Any good advice here?

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Comments: 25

Vana R. Dec 1, 2007, 9:04pm EST
Maybe a lawyer's not such a bad idea. He could deal with her insurance company, the police and the state.
JoAnn C. Dec 1, 2007, 9:07pm EST
I wish I had some for you. I think it's a good idea to talk to a lawyer.
Ellie !. Dec 1, 2007, 9:09pm EST
Being in a car accident is always bad. You never get made quite whole, no matter what. I am glad you have uninsured motorist. In Oregon, proof of insurance is mandatory to license a car, but there are always dead-beats who do things like hit-and-run or put stolen plates on. And it seems they are the ones most likely to hit someone! That's why we have uninsured motorist.

You are dealing with your own insurance company, they should take good care of you. It would seem if they don't, you must have a state insurance commission to talk to. whatever you do, don't get the adjuster hostile. You want him/her to be your friend.

Unfortunately, I bet, the cops have bigger, badder crimes to worry about. Crumby!
*LORA* M. Dec 1, 2007, 9:10pm EST
Proof is here to. He showed a ins. card that was not good. Cop did not care. His ins. expired in October. what a mess
Stacie N. Dec 1, 2007, 9:14pm EST
I think you should definitely stick with this and see it through. I think talking to a lawyer is a great idea.
Raymond Mardo Dec 1, 2007, 9:17pm EST
Your storage fees will continue to escalate, no???
Susan *. Dec 1, 2007, 9:26pm EST
I think a lawyer would be a good choice too.....let us know what is happening. take care!
Leah Christensen Dec 1, 2007, 9:27pm EST
I think a lawyer is a great idea.
Rebekka S. Dec 1, 2007, 9:39pm EST
I'm sorry to hear about this and I think it's a good idea to get some advice from a lawyer. Good luck...Hugs :)
Elsie Duggan Dec 1, 2007, 9:40pm EST
Well, this is a tough one Lora, Your insurance company it seems to me should be acting in your behalf and going after the other guy, that is why you have that uninsured motorists insurance. I don't think they should allow storage fees to be taken out of the settlement either, and I think the settlement is too low, but you probably have a high mileage car here, and they go by a blue book value of some kiind. Is the money offered enough to get the car fixed? Will they let you keep the car? It seems I read in one of your pieces that you got her another car, am I thinking of someone else, if so, junk the car, get the money from that, and take whatever is left before the storage uses it all up, none of this is fair. My daugher had a fatal accident, police towed it to their storage yard, I had to pay $475.00 to have it towed to a junk yard two miles away, and because she didn't have towing insurance that wasn't covered, I couldn't believe that one either, so am with you all the way, disbelief.
Angie O. Dec 1, 2007, 9:59pm EST
Send them a letter or a notice they have to sign for so they can't say they did not receive it
CyberGwen ! Dec 1, 2007, 11:04pm EST
I don't know what to do at all, so a lawyer might be a good thing.
Larry H. Dec 1, 2007, 11:18pm EST
l would get a lawyer fast.
Heather C. Dec 2, 2007, 12:26am EST
Just remember most lawyers get 33% if there is an award. It doesn't sound like much but the costs like storage and medical expenses come after that. Most lawyers work on contigency and would go after the fellow that hit her/and/or his insurance company. Usually in an accident case everyone loses. Remember once you drive a car off the lot, the value goes down..and so it is with an accident, they are not going by replacement cost. There are several values scales to a car, trade in, wholesale, retail. I bought my car that I had leased for $13,000 earlier this year. The prices on the lot were more for that car. I recently took it to Car Max and all they said it was worth was $7,500. Disappointing so I'm not getting a different car right now. I assume I could get 9,000 if I ran an ad in the paper, but it is a far cry from the $13,000 I paid. Look up Kelly Blue Book and you can find out all the different values and you will see where the number you received is from. Good Luck!
Sandra T. Dec 2, 2007, 2:24am EST
I'd talk to a lawyer!
Danielle P. Dec 2, 2007, 9:54am EST
Get a lawyer. I'm so sorry she has to go through this.
*LORA* M. Dec 2, 2007, 11:27am EST
To the person who wrote even if you get nothing your daughter is ok. YOU are NOT getting it. That is NOT the issue. It is she has zero money to replace her car. She did nothing to cause this wreck. She has ins. not her fault he does not. It is the fact that our ins. co. is not offerering her enough to replace her vehicle and this guy, stolen plate, no ins. driving wrecklessly and not dodging the ins. co. seems to be going scott free while she has to struggle to try and get a replacement car, lost wages which will affect our rent this month. etc. etc. That is what this post is about, not if she is ok
Col. George W. Dec 2, 2007, 12:10pm EST
Check the Average retail through NADA.com for a car of her type, year etc. and tell the adjuster to write a check for that amount and go after the other guy to recover storage fees and the check.

Get an attorney and sue the crap out of the other driver
donna h. Dec 2, 2007, 6:50pm EST
not sure what to add
♥ Adair ♥ K. Dec 2, 2007, 10:01pm EST
I would talk to a lawyer.
Austin Cushing Dec 3, 2007, 6:37pm EST
This comment is to let you know that this content has reached ten comments, and as such has been removed from Comment Speedway! Congratulations!
Leslie T. Dec 4, 2007, 1:30am EST
I don't have much advice except that a lawyer does sound good. But also be careful with that because the lawyer fees may outweigh getting not much in return from the insurance company.

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