I'm sounding off about another Pet Peeve

I can't abide it when someone uses fear as a tactic to sell.  When my first son was born I remember someone coming to the house and trying to sell us a smoke detector (they were new technology then) and he tried to make us feel as though we were terrible parents if we didn't purchase the things.  Now, I do believe in smoke detectors, but I would not buy from him because of the tactics he used.  I was young and easily intimidated, but thankfully my parents had far more experience and helped us see what the man was doing.

So, the other day when I was told about new legislation in Pennsylvania that changed the rules for who pays for Long Term Care, I was almost hooked.  The woman tried to tell me that if a person runs out of money and has to apply for Medicaid that the state could go after the children to help pay the bill.  Don't get me wrong, my parents have given me money to put aside and hold in case they need it.  My concern was what would  happen if my husband's parents ended up in a nursing home and they came after us to pay.  What would happen to the money for my parents -- their money -- we put aside for them. 

I called my lawyer and he explained that the money being gifted could be used to pay my parents expenses unless I've had the money for over five years.  That wasn't my concern.  I consider it their money.  he set my mind at rest on the other question, though, stating what I already suspected, the person who told me that was probably twisting the story to interest my family in long term care insurance.

I do not like those tactics!  I did not attend the woman's meeting either.  I stayed home and came online to be with my friends here at Gather.