http://tokyobabydoll.gather.com Recent Articles on Gather by Andrea S. en-us Copyright Gather Inc 2009 Sat, 02 Jan 2010 04:20:23 GMT 2010-01-02T04:20:23Z en-us Copyright Gather Inc 2009 http://www.gather.com/images/header/logo_gather.gif http://www.gather.com/ http://www.gather.com/viewArticle.action?articleId=281474977511632   When confronted with serious debt, people often run to credit counseling agencies for help.  True, you can find reputable non-profit organizations or credit counseling services who . . . Thu, 20 Nov 2008 02:26:55 GMT http://www.gather.com/viewArticle.action?articleId=281474977511632 Andrea S. 2008-11-20T02:26:55Z http://www.gather.com/viewArticle.action?articleId=281474977506693 Here are your most Frequently Asked Questions about debt collection and the answers to them. The responses are based on the rights included in the Fair Debt Collection Practices Act (FDCPA). Is . . . Fri, 14 Nov 2008 15:51:08 GMT http://www.gather.com/viewArticle.action?articleId=281474977506693 Andrea S. 2008-11-14T15:51:08Z http://www.gather.com/viewArticle.action?articleId=281474977505476 If you have decided to seek help from a credit counseling agency, never presume that all agencies have your best interests at heart. There are agencies that disguise themselves as “non-profit” . . . Thu, 13 Nov 2008 07:24:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977505476 Andrea S. 2008-11-13T07:24:06Z http://www.gather.com/viewArticle.action?articleId=281474977504670 If you are suffering from a large debt, your main priority should be to work via a consolidation service to get the best possible debt settlement. A debt settlement will permit you to pay . . . Wed, 12 Nov 2008 14:26:30 GMT http://www.gather.com/viewArticle.action?articleId=281474977504670 Andrea S. 2008-11-12T14:26:30Z http://www.gather.com/viewArticle.action?articleId=281474977503830 Studies show that most consumers who suffer from debt problems were burdened by the high rates of interests. For instance, credit cards- particularly credit cards with rewards have an interest rate that . . . Tue, 11 Nov 2008 16:32:32 GMT http://www.gather.com/viewArticle.action?articleId=281474977503830 Andrea S. 2008-11-11T16:32:32Z http://www.gather.com/viewArticle.action?articleId=281474977499369 Debt and bill consolidation sounds very familiar to those who use a credit card and are also bearing the burden of massive, uncontrollable debt. And that is why it becomes important for us to have . . . Thu, 06 Nov 2008 11:35:04 GMT http://www.gather.com/viewArticle.action?articleId=281474977499369 Andrea S. 2008-11-06T11:35:04Z http://www.gather.com/viewArticle.action?articleId=281474977492604 How do you define debt consolidation ? Consolidation is the process of combining all unsecured debts into one account. Thus, instead of paying multiple debts-each with its own interest rate, . . . Thu, 30 Oct 2008 07:41:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977492604 Andrea S. 2008-10-30T07:41:06Z http://www.gather.com/viewArticle.action?articleId=281474977491537 Missing payment on your mortgage could put you in a very dangerous situation.  Three consecutive misses in your payments can force your lender to file for foreclosure.  This is why consumers . . . Wed, 29 Oct 2008 05:08:28 GMT http://www.gather.com/viewArticle.action?articleId=281474977491537 Andrea S. 2008-10-29T05:08:28Z http://www.gather.com/viewArticle.action?articleId=281474977490570 RALEIGH, N.C. _ Food is expensive, gas remains stubbornly high and winter's big heating bills are coming. Since loans are tough to get and our retirement funds are shrinking . . . Tue, 28 Oct 2008 04:52:59 GMT http://www.gather.com/viewArticle.action?articleId=281474977490570 Andrea S. 2008-10-28T04:52:59Z http://www.gather.com/viewArticle.action?articleId=281474977486995 What do the words debt consolidation company mean to you? If you're like most people, you probably only have a vague idea what a debt consolidation company is; you can probably guess it consolidates . . . Fri, 24 Oct 2008 00:21:57 GMT http://www.gather.com/viewArticle.action?articleId=281474977486995 Andrea S. 2008-10-24T00:21:57Z http://www.gather.com/viewArticle.action?articleId=281474977484164 If you are covered head to toe in piles of debt, accelerated debt consolidation could be the best solution for your debt dilemma. Almost everyone faces this situation at some or another. Most people . . . Tue, 21 Oct 2008 06:51:45 GMT http://www.gather.com/viewArticle.action?articleId=281474977484164 Andrea S. 2008-10-21T06:51:45Z http://www.gather.com/viewArticle.action?articleId=281474977483331 Debt consolidation loans are a kind of loan that consolidate the total amount of your debts into one monthly payment, and often with low interest rates. They are primarily loans for those who are . . . Mon, 20 Oct 2008 14:50:15 GMT http://www.gather.com/viewArticle.action?articleId=281474977483331 Andrea S. 2008-10-20T14:50:15Z http://www.gather.com/viewArticle.action?articleId=281474977480052 If you stop to consider the trend, everywhere you look, people use debt and credit to get by. Whether purchasing a home, a car, going on vacation, starting a business, improving the house, or shopping . . . Fri, 17 Oct 2008 01:54:30 GMT http://www.gather.com/viewArticle.action?articleId=281474977480052 Andrea S. 2008-10-17T01:54:30Z http://www.gather.com/viewArticle.action?articleId=281474977479204 Trying to get free from debts can be frustrating. Fortunately, there are steps that you can take to recover from this financial burden. The common solution recommended for people in debt is consolidation. . . . Thu, 16 Oct 2008 08:21:03 GMT http://www.gather.com/viewArticle.action?articleId=281474977479204 Andrea S. 2008-10-16T08:21:03Z http://www.gather.com/viewArticle.action?articleId=281474977478147 Debt consolidation loans are a simple and effective route to get reprieve from the burden of debt. Such loans help people in paying off short-term bills while at the same time reducing their complete . . . Wed, 15 Oct 2008 08:30:12 GMT http://www.gather.com/viewArticle.action?articleId=281474977478147 Andrea S. 2008-10-15T08:30:12Z http://www.gather.com/viewArticle.action?articleId=281474977473182 A debt consolidation program is sometimes necessary to help a person recover from his debts more easily and quickly. Nevertheless, not all types of debt can be consolidated. In this article, let’s . . . Fri, 10 Oct 2008 01:38:31 GMT http://www.gather.com/viewArticle.action?articleId=281474977473182 Andrea S. 2008-10-10T01:38:31Z http://www.gather.com/viewArticle.action?articleId=281474977472128 Are you living paycheck to paycheck? Worried about how much you owe? Only making the minimal payments? Is bankruptcy starting to look like your only feasible option? Well, don't: there is debt . . . Thu, 09 Oct 2008 00:48:17 GMT http://www.gather.com/viewArticle.action?articleId=281474977472128 Andrea S. 2008-10-09T00:48:17Z http://www.gather.com/viewArticle.action?articleId=281474977471299 Debt consolidation agencies are set up to reduce your debts and interests. They help you by negotiating with your creditors on your own terms. Debt consolidation agencies make sure that your creditors . . . Wed, 08 Oct 2008 06:50:55 GMT http://www.gather.com/viewArticle.action?articleId=281474977471299 Andrea S. 2008-10-08T06:50:55Z http://www.gather.com/viewArticle.action?articleId=281474977470233 All consumers, in one way or another, have to deal with lenders. In some cases, when a borrower fails to respond immediately or when debts are long overdue, lenders pass on the collection of debts . . . Tue, 07 Oct 2008 09:57:09 GMT http://www.gather.com/viewArticle.action?articleId=281474977470233 Andrea S. 2008-10-07T09:57:09Z http://www.gather.com/viewArticle.action?articleId=281474977469597 When speaking of debt consolidation solution , we’re talking about combining unsecured debts from different creditors into a single account. Through consolidation, the interest rate can be significantly . . . Mon, 06 Oct 2008 18:13:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977469597 Andrea S. 2008-10-06T18:13:06Z