<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" version="2.0">
  <channel>
    <title>Personal Finance</title>
    <link>http://financegroup.gather.com</link>
    <description>Recent Articles on Gather by Personal Finance</description>
    <language>en-us</language>
    <copyright>Copyright Gather Inc 2009</copyright>
    <pubDate>Thu, 31 Dec 2009 23:51:06 GMT</pubDate>
    <dc:date>2009-12-31T23:51:06Z</dc:date>
    <dc:language>en-us</dc:language>
    <dc:rights>Copyright Gather Inc 2009</dc:rights>
    <image>
      <title>Gather.com</title>
      <url>http://www.gather.com/images/header/logo_gather.gif</url>
      <link>http://www.gather.com/</link>
    </image>
    <item>
      <title>The Canadian economy and it's prospects.</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977969175&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>2009 is coming to an end and we, who work with finance, will remember it maybe as the wildest one. LSM  life insurance  brings you a short outlook of our economic prospects. 
 The Canadian economy has . . .</description>
      <pubDate>Wed, 30 Dec 2009 21:09:37 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977969175&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-12-30T21:09:37Z</dc:date>
    </item>
    <item>
      <title>How to get a Mortgage in 2010</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977927701&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>In today’s  financial climate  many people may be a bit hesitant to take out a mortgage loan. This is understandable with the increase in foreclosures happening nationwide. However if you . . .</description>
      <pubDate>Wed, 02 Dec 2009 20:27:54 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977927701&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Justin Tucker</dc:creator>
      <dc:date>2009-12-02T20:27:54Z</dc:date>
    </item>
    <item>
      <title>Hunting for Life Insurance As a Senior?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977917707&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>For those of you looking for life insurance but are a senior, the Canadian marketplace has now changed. Despite insurance companies look more carefully at applications the actual charges, in most cases, . . .</description>
      <pubDate>Wed, 25 Nov 2009 18:56:35 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977917707&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-11-25T18:56:35Z</dc:date>
    </item>
    <item>
      <title>Life Insurance: Is It a Useful Investment?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977868309&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Life insurance can be divided into two broad categories: Term insurance and permanent life insurance policies. In case you choose a term insurance policy, you will get a coverage for a temporary period . . .</description>
      <pubDate>Sat, 24 Oct 2009 16:51:36 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977868309&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-10-24T16:51:36Z</dc:date>
    </item>
    <item>
      <title>Five Arguments for Not Purchasing Your Life Insurance Policy Online</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977860354&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>When you look at the title of this article, you might think we are fighting against ourselves, as a company specializing in the online marketing of life and health insurance. Our website has thousands . . .</description>
      <pubDate>Mon, 19 Oct 2009 18:48:09 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977860354&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-10-19T18:48:09Z</dc:date>
    </item>
    <item>
      <title>Sales are declining severely for the US Life Insurance</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977853164&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>US life insurance sales took their largest six-month drop since 1942, reported by LIMRA International. Bloomberg News reports that individual life insurance sales have fallen 20% in the second quarter . . .</description>
      <pubDate>Wed, 14 Oct 2009 15:47:39 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977853164&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-10-14T15:47:39Z</dc:date>
    </item>
    <item>
      <title>Canadian Tire Term Life Insurance: Is It As Agreeable As It Appears?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977817872&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Canadian Tire is not just power devices and patio furniture but also a life insurance provider. The home hardware organization revamped their life insurance policy and came up with a new scheme. Canada . . .</description>
      <pubDate>Fri, 18 Sep 2009 19:19:20 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977817872&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-09-18T19:19:20Z</dc:date>
    </item>
    <item>
      <title>Do you know how insurance agents earn their income?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977803949&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Insurance advisers generally get their commission when an insurance policy is made valid. This goes both for captive agents, who are paid only by one company, and for independent ones, who work for more . . .</description>
      <pubDate>Tue, 08 Sep 2009 09:30:33 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977803949&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-09-08T09:30:33Z</dc:date>
    </item>
    <item>
      <title>Can you insure my collection of coins, please?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977796380&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Stand up anybody who has never collected anything in their lives. It can be assumed that most us have, at one time or another, collected a variety of things such as stamps, bubble gum stickers, Zippos . . .</description>
      <pubDate>Tue, 01 Sep 2009 22:18:10 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977796380&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-09-01T22:18:10Z</dc:date>
    </item>
    <item>
      <title>Weird Insurance: Weather Insurance</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977794504&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Though weather insurance sounds a bit unconventional, weather insurance is one of the oldest forms of insurance around. Farmers’ living have been connected to the weather since the beginning of . . .</description>
      <pubDate>Mon, 31 Aug 2009 15:53:27 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977794504&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-08-31T15:53:27Z</dc:date>
    </item>
    <item>
      <title>Weird insurance: Events insurance</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977788730&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Life insurance, long term care,  disability insurance  - we all have signed up for at least some of these products. They were offered in order to guard financial safety of our daily life. You might think . . .</description>
      <pubDate>Wed, 26 Aug 2009 16:09:22 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977788730&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-08-26T16:09:22Z</dc:date>
    </item>
    <item>
      <title>Disability Insurance: Staying Covered No Matter What</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977781170&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Losing your mobility due to a sudden accident connected to work or sport - that is the usual explanation of the word 'disability' for most people. But the statistic tells us quite a different story: people . . .</description>
      <pubDate>Thu, 20 Aug 2009 13:29:27 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977781170&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-08-20T13:29:27Z</dc:date>
    </item>
    <item>
      <title>Need to fix your credit reports? You're not alone</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977772691&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>According to Bloomberg News, a credit score higher than 750 typically means you'll be approved for the lowest rates on loans for homes and vehicles. A credit score lower than 750 could force you to have . . .</description>
      <pubDate>Thu, 13 Aug 2009 20:03:11 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977772691&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lexington Law</dc:creator>
      <dc:date>2009-08-13T20:03:11Z</dc:date>
    </item>
    <item>
      <title>Time For a Plan Review</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977769078&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>  
 
 We are a little more than halfway through summer and it has been an odd one to say the least. Here in New England June and July were rainy and raw. Now that August has arrived, it seems as . . .</description>
      <pubDate>Mon, 10 Aug 2009 20:10:04 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977769078&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-08-10T20:10:04Z</dc:date>
    </item>
    <item>
      <title>Housing Recovery Plan: What's Fair?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977765615&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>There have been so many bail-out packages, stimulus proposals and other unprecedented plans designed to save the economy, it's become nearly impossible for the casual observer to keep track of it all. . . .</description>
      <pubDate>Thu, 06 Aug 2009 23:16:19 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977765615&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Jose Roncal</dc:creator>
      <dc:date>2009-08-06T23:16:19Z</dc:date>
    </item>
    <item>
      <title>Canadian Universal Health Insurance: the Regular Prenotations</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977737183&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>As a professional  insurance broker , I have never faced the question about comparing the ups and downs of the Canadian &amp; US health care system more times than now, when the US congress is considering . . .</description>
      <pubDate>Tue, 14 Jul 2009 19:01:56 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977737183&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-07-14T19:01:56Z</dc:date>
    </item>
    <item>
      <title>Working Without a Net-The Disappearing Pension</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977721122&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>At 45 years old, after 15 years at her current job, Mary received a notice that her employer was discontinuing it's defined benefit pension plan. She would not lose the accumulated value up to this point . . .</description>
      <pubDate>Thu, 25 Jun 2009 12:51:34 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977721122&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-06-25T12:51:34Z</dc:date>
    </item>
    <item>
      <title>Non-medical Life Insurance: Do You Need It?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977712885&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>One of life's upsets is that when it comes to finding the right life insurance policy, a medical form needs to be filled out. As I’ve seen many times as a life and  disability insurance  broker, . . .</description>
      <pubDate>Tue, 16 Jun 2009 19:55:23 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977712885&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-06-16T19:55:23Z</dc:date>
    </item>
    <item>
      <title>Lorne Marr: The power of the team</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977706000&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>I have written some lines so far and suddenly realized I haven't written much about my team. Lets do something about it! 
 
 
 
  Lorne Marr  CFP MBA  (Company President) Proud Ontarian, I have been a . . .</description>
      <pubDate>Tue, 09 Jun 2009 14:36:59 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977706000&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-06-09T14:36:59Z</dc:date>
    </item>
    <item>
      <title>What reasons Canadians mention against life insurance?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977704264&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Life insurance forms the foundation of most financial plans, yet so many go on to put it off and, for the past 16 years, I've been wrestling with that million dollar question, "Why?" 
 
 1.  They consider . . .</description>
      <pubDate>Sun, 07 Jun 2009 21:47:48 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977704264&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-06-07T21:47:48Z</dc:date>
    </item>
    <item>
      <title>The Mike Bonacorsi Show- Podcast</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977699456&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>I just set up a podcast for those people who have missed my live show. You can listen at  http://mikebonacorsi.podbean.com   
 I only have one show on there so far, but I will be adding in the future . . .</description>
      <pubDate>Tue, 02 Jun 2009 21:55:49 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977699456&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-06-02T21:55:49Z</dc:date>
    </item>
    <item>
      <title>Financial Planning is More Than Money: How strategies fit into plans</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977698333&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>What is the difference between a strategy and plan in charting your course for retirement? Strategies are the options you might follow to meet different goals. A plan is a global document that encompasses . . .</description>
      <pubDate>Mon, 01 Jun 2009 20:22:23 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977698333&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-06-01T20:22:23Z</dc:date>
    </item>
    <item>
      <title>Reviewing and Understanding Your Cash Flow</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977680965&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Revisiting Your Cash Flow Before You Retire     

  Reviewing and understanding your cash flow, income streams versus expenses, is an important part of retirement planning that is frequently overlooked. . . .</description>
      <pubDate>Tue, 12 May 2009 21:38:50 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977680965&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-05-12T21:38:50Z</dc:date>
    </item>
    <item>
      <title>The Mike Bonacorsi Show- Retirement Readiness Radio Show</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977674444&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Please tune in to my radio show every Tuesday at Noon.  www.wsmnradio.com  or see my studio cam at  http://wsmnradio.com/?page_id=29 
 
   
 My guest June 9th Fran Larkin will be on to talk . . .</description>
      <pubDate>Tue, 05 May 2009 16:15:40 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977674444&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-05-05T16:15:40Z</dc:date>
    </item>
    <item>
      <title>WHO SAYS YOU HAVE TO RETIRE AT 65 ?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977670431&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Do you want your retirement years to be lively? Is your current job, or career, fulfilling for you? If so, then maybe you are going to be joining the happy, busy ranks of those, more than 70% according . . .</description>
      <pubDate>Thu, 30 Apr 2009 19:50:53 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977670431&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-04-30T19:50:53Z</dc:date>
    </item>
    <item>
      <title>Social Security-when and Why Should I Start</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977670434&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>As you get closer to retirement, it is important to realize that there are decisions you have to make regarding certain benefits that will become available to you. One decision that affects all but a . . .</description>
      <pubDate>Thu, 30 Apr 2009 19:55:14 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977670434&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Mike Bonacorsi</dc:creator>
      <dc:date>2009-04-30T19:55:14Z</dc:date>
    </item>
    <item>
      <title>AIG Life of Canada</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977583596&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>American International Group (AIG) has been among the most crisis influenced companies. This old big insurance company lost 90% of its value within few month and asked for government help. What's . . .</description>
      <pubDate>Tue, 03 Feb 2009 20:11:33 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977583596&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lorne S. Marr</dc:creator>
      <dc:date>2009-02-03T20:11:33Z</dc:date>
    </item>
    <item>
      <title>A Better Definition of Credit Repair</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977583591&amp;grpId=3659174697248113&amp;nav=Groupspace</link>
      <description>Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. 
 
So exactly what is credit . . .</description>
      <pubDate>Tue, 03 Feb 2009 20:01:21 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977583591&amp;grpId=3659174697248113&amp;nav=Groupspace</guid>
      <dc:creator>Lexington Law</dc:creator>
      <dc:date>2009-02-03T20:01:21Z</dc:date>
    </item>
  </channel>
</rss>

