http://creditproblems.gather.com Recent Articles on Gather by Credit Problems en-us Copyright Gather Inc 2009 Sun, 03 Jan 2010 08:17:20 GMT 2010-01-03T08:17:20Z en-us Copyright Gather Inc 2009 http://www.gather.com/images/header/logo_gather.gif http://www.gather.com/ http://www.gather.com/viewArticle.action?articleId=281474977700366&grpId=3659174697241086&nav=Groupspace   As is usually the case, even situations as troubling as the current credit crunch have a silver lining. In the case of the credit crunch, the lining is that the cost of large purchases are falling. . . . Wed, 03 Jun 2009 17:24:42 GMT http://www.gather.com/viewArticle.action?articleId=281474977700366&grpId=3659174697241086&nav=Groupspace Lexington Law 2009-06-03T17:24:42Z http://www.gather.com/viewArticle.action?articleId=281474977626145&grpId=3659174697241086&nav=Groupspace The pitch is blatant: " Are you sick and tired of watching your hard-earned retirement go up in flames on the stock market? Purchase gold, silver, platinum or palladium and hold your investments . . . Tue, 17 Mar 2009 22:00:09 GMT http://www.gather.com/viewArticle.action?articleId=281474977626145&grpId=3659174697241086&nav=Groupspace Ms. Meacham: Money Maven 2009-03-17T22:00:09Z http://www.gather.com/viewArticle.action?articleId=281474977583591&grpId=3659174697241086&nav=Groupspace Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. So exactly what is credit . . . Tue, 03 Feb 2009 20:01:21 GMT http://www.gather.com/viewArticle.action?articleId=281474977583591&grpId=3659174697241086&nav=Groupspace Lexington Law 2009-02-03T20:01:21Z http://www.gather.com/viewArticle.action?articleId=281474977537814&grpId=3659174697241086&nav=Groupspace   If you have been forced to declare bankruptcy to regain control over your monthly finances you may feel like you will never recover. If you have had troubles with debt in the past the best way . . . Wed, 17 Dec 2008 09:23:16 GMT http://www.gather.com/viewArticle.action?articleId=281474977537814&grpId=3659174697241086&nav=Groupspace Tom Tinney 2008-12-17T09:23:16Z http://www.gather.com/viewArticle.action?articleId=281474977538157&grpId=3659174697241086&nav=Groupspace As anyone who has researched credit repair has heard, you have the right to repair your own credit. In fact, Dr. Randy Padawer, who co-wrote the best selling "FICO(R) 850" seminar for The Motley . . . Wed, 17 Dec 2008 18:30:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977538157&grpId=3659174697241086&nav=Groupspace Lexington Law 2008-12-17T18:30:06Z http://www.gather.com/viewArticle.action?articleId=281474977518141&grpId=3659174697241086&nav=Groupspace These days it seems everyone is in need of some debt relief .  If you have found yourself needing to increase your income fast you might be interested in creating wealth from home.  With . . . Wed, 26 Nov 2008 07:59:32 GMT http://www.gather.com/viewArticle.action?articleId=281474977518141&grpId=3659174697241086&nav=Groupspace Tom Tinney 2008-11-26T07:59:32Z http://www.gather.com/viewArticle.action?articleId=281474977526238&grpId=3659174697241086&nav=Groupspace This post was written for Harvest of Daily Life but is reposted here with permission. In these days of economic turmoil many are having trouble making ends meet. So many are barely able to buy . . . Thu, 04 Dec 2008 23:12:08 GMT http://www.gather.com/viewArticle.action?articleId=281474977526238&grpId=3659174697241086&nav=Groupspace Lina :-p 2008-12-04T23:12:08Z http://www.gather.com/viewArticle.action?articleId=281474977503830&grpId=3659174697241086&nav=Groupspace Studies show that most consumers who suffer from debt problems were burdened by the high rates of interests. For instance, credit cards- particularly credit cards with rewards have an interest rate that . . . Tue, 11 Nov 2008 16:32:32 GMT http://www.gather.com/viewArticle.action?articleId=281474977503830&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-11T16:32:32Z http://www.gather.com/viewArticle.action?articleId=281474977504670&grpId=3659174697241086&nav=Groupspace If you are suffering from a large debt, your main priority should be to work via a consolidation service to get the best possible debt settlement. A debt settlement will permit you to pay . . . Wed, 12 Nov 2008 14:26:30 GMT http://www.gather.com/viewArticle.action?articleId=281474977504670&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-12T14:26:30Z http://www.gather.com/viewArticle.action?articleId=281474977505476&grpId=3659174697241086&nav=Groupspace If you have decided to seek help from a credit counseling agency, never presume that all agencies have your best interests at heart. There are agencies that disguise themselves as “non-profit” . . . Thu, 13 Nov 2008 07:24:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977505476&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-13T07:24:06Z http://www.gather.com/viewArticle.action?articleId=281474977506693&grpId=3659174697241086&nav=Groupspace Here are your most Frequently Asked Questions about debt collection and the answers to them. The responses are based on the rights included in the Fair Debt Collection Practices Act (FDCPA). Is . . . Fri, 14 Nov 2008 15:51:08 GMT http://www.gather.com/viewArticle.action?articleId=281474977506693&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-14T15:51:08Z http://www.gather.com/viewArticle.action?articleId=281474977511632&grpId=3659174697241086&nav=Groupspace   When confronted with serious debt, people often run to credit counseling agencies for help.  True, you can find reputable non-profit organizations or credit counseling services who . . . Thu, 20 Nov 2008 02:26:55 GMT http://www.gather.com/viewArticle.action?articleId=281474977511632&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-20T02:26:55Z http://www.gather.com/viewArticle.action?articleId=281474977511743&grpId=3659174697241086&nav=Groupspace Many people do not understand how destructive a foreclosure can be, until and unless it is too late for them. Foreclosure is something which haunts a person for a very long time. If a person is facing . . . Thu, 20 Nov 2008 04:29:58 GMT http://www.gather.com/viewArticle.action?articleId=281474977511743&grpId=3659174697241086&nav=Groupspace Peter Namara 2008-11-20T04:29:58Z http://www.gather.com/viewArticle.action?articleId=281474977499369&grpId=3659174697241086&nav=Groupspace Debt and bill consolidation sounds very familiar to those who use a credit card and are also bearing the burden of massive, uncontrollable debt. And that is why it becomes important for us to have . . . Thu, 06 Nov 2008 11:35:04 GMT http://www.gather.com/viewArticle.action?articleId=281474977499369&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-11-06T11:35:04Z http://www.gather.com/viewArticle.action?articleId=281474977472128&grpId=3659174697241086&nav=Groupspace Are you living paycheck to paycheck? Worried about how much you owe? Only making the minimal payments? Is bankruptcy starting to look like your only feasible option? Well, don't: there is debt . . . Thu, 09 Oct 2008 00:48:17 GMT http://www.gather.com/viewArticle.action?articleId=281474977472128&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-09T00:48:17Z http://www.gather.com/viewArticle.action?articleId=281474977473182&grpId=3659174697241086&nav=Groupspace A debt consolidation program is sometimes necessary to help a person recover from his debts more easily and quickly. Nevertheless, not all types of debt can be consolidated. In this article, let’s . . . Fri, 10 Oct 2008 01:38:31 GMT http://www.gather.com/viewArticle.action?articleId=281474977473182&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-10T01:38:31Z http://www.gather.com/viewArticle.action?articleId=281474977478147&grpId=3659174697241086&nav=Groupspace Debt consolidation loans are a simple and effective route to get reprieve from the burden of debt. Such loans help people in paying off short-term bills while at the same time reducing their complete . . . Wed, 15 Oct 2008 08:30:12 GMT http://www.gather.com/viewArticle.action?articleId=281474977478147&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-15T08:30:12Z http://www.gather.com/viewArticle.action?articleId=281474977479204&grpId=3659174697241086&nav=Groupspace Trying to get free from debts can be frustrating. Fortunately, there are steps that you can take to recover from this financial burden. The common solution recommended for people in debt is consolidation. . . . Thu, 16 Oct 2008 08:21:03 GMT http://www.gather.com/viewArticle.action?articleId=281474977479204&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-16T08:21:03Z http://www.gather.com/viewArticle.action?articleId=281474977480052&grpId=3659174697241086&nav=Groupspace If you stop to consider the trend, everywhere you look, people use debt and credit to get by. Whether purchasing a home, a car, going on vacation, starting a business, improving the house, or shopping . . . Fri, 17 Oct 2008 01:54:30 GMT http://www.gather.com/viewArticle.action?articleId=281474977480052&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-17T01:54:30Z http://www.gather.com/viewArticle.action?articleId=281474977483331&grpId=3659174697241086&nav=Groupspace Debt consolidation loans are a kind of loan that consolidate the total amount of your debts into one monthly payment, and often with low interest rates. They are primarily loans for those who are . . . Mon, 20 Oct 2008 14:50:15 GMT http://www.gather.com/viewArticle.action?articleId=281474977483331&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-20T14:50:15Z http://www.gather.com/viewArticle.action?articleId=281474977484164&grpId=3659174697241086&nav=Groupspace If you are covered head to toe in piles of debt, accelerated debt consolidation could be the best solution for your debt dilemma. Almost everyone faces this situation at some or another. Most people . . . Tue, 21 Oct 2008 06:51:45 GMT http://www.gather.com/viewArticle.action?articleId=281474977484164&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-21T06:51:45Z http://www.gather.com/viewArticle.action?articleId=281474977486995&grpId=3659174697241086&nav=Groupspace What do the words debt consolidation company mean to you? If you're like most people, you probably only have a vague idea what a debt consolidation company is; you can probably guess it consolidates . . . Fri, 24 Oct 2008 00:21:57 GMT http://www.gather.com/viewArticle.action?articleId=281474977486995&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-24T00:21:57Z http://www.gather.com/viewArticle.action?articleId=281474977492216&grpId=3659174697241086&nav=Groupspace According to the FTC website "No one can legally remove accurate and timely negative information from a credit report. The law allows you to ask for an investigation of information in your file that . . . Wed, 29 Oct 2008 22:06:27 GMT http://www.gather.com/viewArticle.action?articleId=281474977492216&grpId=3659174697241086&nav=Groupspace Lexington Law 2008-10-29T22:06:27Z http://www.gather.com/viewArticle.action?articleId=281474977492604&grpId=3659174697241086&nav=Groupspace How do you define debt consolidation ? Consolidation is the process of combining all unsecured debts into one account. Thus, instead of paying multiple debts-each with its own interest rate, . . . Thu, 30 Oct 2008 07:41:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977492604&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-30T07:41:06Z http://www.gather.com/viewArticle.action?articleId=281474977470233&grpId=3659174697241086&nav=Groupspace All consumers, in one way or another, have to deal with lenders. In some cases, when a borrower fails to respond immediately or when debts are long overdue, lenders pass on the collection of debts . . . Tue, 07 Oct 2008 09:57:09 GMT http://www.gather.com/viewArticle.action?articleId=281474977470233&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-07T09:57:09Z http://www.gather.com/viewArticle.action?articleId=281474977470886&grpId=3659174697241086&nav=Groupspace Some credit card companies are automatically reducing credit limits to reduce risk. Companies typically increase the credit limits of customers who were using credit responsibly but now these companies . . . Tue, 07 Oct 2008 21:53:24 GMT http://www.gather.com/viewArticle.action?articleId=281474977470886&grpId=3659174697241086&nav=Groupspace Lexington Law 2008-10-07T21:53:24Z http://www.gather.com/viewArticle.action?articleId=281474977471299&grpId=3659174697241086&nav=Groupspace Debt consolidation agencies are set up to reduce your debts and interests. They help you by negotiating with your creditors on your own terms. Debt consolidation agencies make sure that your creditors . . . Wed, 08 Oct 2008 06:50:55 GMT http://www.gather.com/viewArticle.action?articleId=281474977471299&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-08T06:50:55Z http://www.gather.com/viewArticle.action?articleId=281474977469597&grpId=3659174697241086&nav=Groupspace When speaking of debt consolidation solution , we’re talking about combining unsecured debts from different creditors into a single account. Through consolidation, the interest rate can be significantly . . . Mon, 06 Oct 2008 18:13:06 GMT http://www.gather.com/viewArticle.action?articleId=281474977469597&grpId=3659174697241086&nav=Groupspace Andrea S. 2008-10-06T18:13:06Z http://www.gather.com/viewArticle.action?articleId=281474977460635&grpId=3659174697241086&nav=Groupspace If you are in the same predicament as many people are today, you may be waiting for the banker to show up and tell you he is foreclosing on your property. It does not literally happen that way but the . . . Sat, 27 Sep 2008 09:35:20 GMT http://www.gather.com/viewArticle.action?articleId=281474977460635&grpId=3659174697241086&nav=Groupspace Peter Namara 2008-09-27T09:35:20Z http://www.gather.com/viewArticle.action?articleId=281474977460634&grpId=3659174697241086&nav=Groupspace No one wants to find that they are facing the loss of their home, and the word foreclosure is a real worry for many. This article presents some common sense tips to help you should you find yourself in . . . Sat, 27 Sep 2008 09:26:55 GMT http://www.gather.com/viewArticle.action?articleId=281474977460634&grpId=3659174697241086&nav=Groupspace Peter Namara 2008-09-27T09:26:55Z