http://creditcardblog.gather.com Recent Articles on Gather by adam h. en-us Copyright Gather Inc 2009 Wed, 06 Jan 2010 05:43:37 GMT 2010-01-06T05:43:37Z en-us Copyright Gather Inc 2009 http://www.gather.com/images/header/logo_gather.gif http://www.gather.com/ http://www.gather.com/viewArticle.action?articleId=281474977107261 As subprime borrowers began to default on their mortgages in rapidly growing numbers this year, credit card issuers increased their efforts to sign up such customers with tarnished financial histories, . . . Wed, 05 Sep 2007 13:23:45 GMT http://www.gather.com/viewArticle.action?articleId=281474977107261 adam h. 2007-09-05T13:23:45Z http://www.gather.com/viewArticle.action?articleId=281474977099610 A new credit card has hit the market that enables consumers and businesses to clear their tax responsibilities with the government. The new “US Liberty Card” is the brainchild of Arkansas-based . . . Tue, 28 Aug 2007 13:16:33 GMT http://www.gather.com/viewArticle.action?articleId=281474977099610 adam h. 2007-08-28T13:16:33Z http://www.gather.com/viewArticle.action?articleId=281474977098483 It’s not just mortgages. As it gets tougher to land a home loan, some people are also finding it harder and more expensive to get other types of consumer credit. Some lenders, such as USAA, are . . . Mon, 27 Aug 2007 13:16:09 GMT http://www.gather.com/viewArticle.action?articleId=281474977098483 adam h. 2007-08-27T13:16:09Z http://www.gather.com/viewArticle.action?articleId=281474977098482    JetBlue Airways and American Express are having a promotion that nets you $10 off a one-way fare when you use your American Express card to book a ticket via www.jetblue.com/deals/americanexpress/myvacation.The . . . Mon, 27 Aug 2007 13:16:07 GMT http://www.gather.com/viewArticle.action?articleId=281474977098482 adam h. 2007-08-27T13:16:07Z http://www.gather.com/viewArticle.action?articleId=281474977086047 After doing some digging I came across the first credit card and the story behind it. I figured this would be an interesting post and give a little bit of s history lesson. At the beginning of the twentieth . . . Tue, 14 Aug 2007 19:49:33 GMT http://www.gather.com/viewArticle.action?articleId=281474977086047 adam h. 2007-08-14T19:49:33Z http://www.gather.com/viewArticle.action?articleId=281474977081094 The Federal Trade Commission requested and received an order from a federal judge to halt an operation marketing VISA-and MasterCard-branded stored-value cards from making unauthorized debits from consumers’ . . . Thu, 09 Aug 2007 19:46:29 GMT http://www.gather.com/viewArticle.action?articleId=281474977081094 adam h. 2007-08-09T19:46:29Z http://www.gather.com/viewArticle.action?articleId=281474977078884 A new research study shows that the overall safest card issuers are: #1 Bank of America; #2 American Express; #3 tie - Discover and First National Bank Omaha; #4 Citibank; and #5 Navy Federal Credit Union. . . . Tue, 07 Aug 2007 19:45:14 GMT http://www.gather.com/viewArticle.action?articleId=281474977078884 adam h. 2007-08-07T19:45:14Z http://www.gather.com/viewArticle.action?articleId=281474977075165 We have had several posts on how legislation is trying to stop unfair credit card practices. But the reality is that the credit industry is very powerful, and unless we start speaking up and demanding . . . Fri, 03 Aug 2007 18:13:56 GMT http://www.gather.com/viewArticle.action?articleId=281474977075165 adam h. 2007-08-03T18:13:56Z http://www.gather.com/viewArticle.action?articleId=281474977072855 If you take a close look at your credit cards, you’ll probably wonder what all those numbers stand for. Every digit actually stands for something specific. Let’s have a look at each of those . . . Wed, 01 Aug 2007 14:20:24 GMT http://www.gather.com/viewArticle.action?articleId=281474977072855 adam h. 2007-08-01T14:20:24Z http://www.gather.com/viewArticle.action?articleId=281474977066489 General Electric Co. issued a credit card on Wednesday it says will be the first to cut help U.S. cardholders voluntarily cut emissions linked to global warming. The card, called GE Money Earth Rewards . . . Wed, 25 Jul 2007 21:31:39 GMT http://www.gather.com/viewArticle.action?articleId=281474977066489 adam h. 2007-07-25T21:31:39Z http://www.gather.com/viewArticle.action?articleId=281474977065312 A while ago I wrote a post on one of the most exclusive credit cards around. Well earlier this week CNN Money wrote an article about how alot of companies have introduced “black cards” and . . . Tue, 24 Jul 2007 19:47:36 GMT http://www.gather.com/viewArticle.action?articleId=281474977065312 adam h. 2007-07-24T19:47:36Z http://www.gather.com/viewArticle.action?articleId=281474977063107  A major credit card has launched a promotion to help knock about 75 cents off each gallon of gas. The “Gulf MasterCard Promotion” offers new customers up to 25% rebate on Gulf . . . Sun, 22 Jul 2007 10:00:15 GMT http://www.gather.com/viewArticle.action?articleId=281474977063107 adam h. 2007-07-22T10:00:15Z http://www.gather.com/viewArticle.action?articleId=281474977060429 I came across a very interesting article by MSN Money about fast food chains and the effect they have now that they accept credit card payments. It was researched that since fast-food restaurants . . . Thu, 19 Jul 2007 13:00:46 GMT http://www.gather.com/viewArticle.action?articleId=281474977060429 adam h. 2007-07-19T13:00:46Z http://www.gather.com/viewArticle.action?articleId=281474977059141 According to a recent post by Banknet360 JetBlue's American Express card, the Discover More Card, and the Miles Card by Discover were each cited as offering the best credit card deals around, according . . . Wed, 18 Jul 2007 03:34:27 GMT http://www.gather.com/viewArticle.action?articleId=281474977059141 adam h. 2007-07-18T03:34:27Z http://www.gather.com/viewArticle.action?articleId=281474977054134 A few weeks ago Bankrate wrote a post on balance transfers and how to transfer to a zero percent interest card, take the credit limit out via convenience checks, invest that money in a high-yield savings . . . Thu, 12 Jul 2007 15:23:13 GMT http://www.gather.com/viewArticle.action?articleId=281474977054134 adam h. 2007-07-12T15:23:13Z http://www.gather.com/viewArticle.action?articleId=281474977051234 About a month ago we wrote a post on the American Express Members Project and how they were looking to donate money for one great idea. Well the ideas are in and the semi-finalists for “The Members . . . Mon, 09 Jul 2007 15:00:16 GMT http://www.gather.com/viewArticle.action?articleId=281474977051234 adam h. 2007-07-09T15:00:16Z http://www.gather.com/viewArticle.action?articleId=281474977048280 With all of the coverage the iphone has been receiving over the last month I decided to find out what will be the next big thing in cell phones. Now we have already gotten to the point where we can take . . . Thu, 05 Jul 2007 18:01:14 GMT http://www.gather.com/viewArticle.action?articleId=281474977048280 adam h. 2007-07-05T18:01:14Z http://www.gather.com/viewArticle.action?articleId=281474977045834 Debit cards work differently than credit cards. There is no “balance” to manage or serve as a buffer between you and the merchant. You’d be surprised at the problems that can cause. I . . . Mon, 02 Jul 2007 21:00:27 GMT http://www.gather.com/viewArticle.action?articleId=281474977045834 adam h. 2007-07-02T21:00:27Z http://www.gather.com/viewArticle.action?articleId=281474977045833 Do you have one of those credit card companies that send you a blank check along with your monthly statement?Well, if you use it, you might as well go to a loan shark, according to one consumer group. . . . Mon, 02 Jul 2007 21:00:26 GMT http://www.gather.com/viewArticle.action?articleId=281474977045833 adam h. 2007-07-02T21:00:26Z http://www.gather.com/viewArticle.action?articleId=281474977041525 For those of you with Discover credit cards, it would be important to read the following so that you are aware of some of the changes. I received a small four-page pamphlet from Discover Card announcing . . . Wed, 27 Jun 2007 20:58:12 GMT http://www.gather.com/viewArticle.action?articleId=281474977041525 adam h. 2007-06-27T20:58:12Z http://www.gather.com/viewArticle.action?articleId=281474977040469 In May, I applied for a Chase Freedom credit card after seeing their $250 bonus after first purchase ads. It sounds like a pretty sweet deal. However, when I received the card, I was a little bit confused . . . Tue, 26 Jun 2007 20:57:35 GMT http://www.gather.com/viewArticle.action?articleId=281474977040469 adam h. 2007-06-26T20:57:35Z http://www.gather.com/viewArticle.action?articleId=281474977039363 American Express has split its rewards program up into three tiers and added more octane to its “Membership Rewards” program. AmEx also introduced an innovative service that enables cardholders . . . Mon, 25 Jun 2007 20:57:20 GMT http://www.gather.com/viewArticle.action?articleId=281474977039363 adam h. 2007-06-25T20:57:20Z http://www.gather.com/viewArticle.action?articleId=281474977035765 The world’s largest retailer is introducing a new debit card to serve the needs of one of its core customers, the “unbanked.” The new “Wal-Mart MoneyCard VISA” will be rolled-out . . . Thu, 21 Jun 2007 20:54:45 GMT http://www.gather.com/viewArticle.action?articleId=281474977035765 adam h. 2007-06-21T20:54:45Z http://www.gather.com/viewArticle.action?articleId=281474977033033 The “eBay MasterCard” is coming this month and it is packed with rewards and perks. The new card will offer one reward point for every $1 spent in purchases. Cardholders will also be able to . . . Mon, 18 Jun 2007 20:52:48 GMT http://www.gather.com/viewArticle.action?articleId=281474977033033 adam h. 2007-06-18T20:52:48Z http://www.gather.com/viewArticle.action?articleId=281474977033032 A new survey has been conducted that found that 56% of consumers prefer cash back on their credit cards, while 23% said they favored air miles. About 12% preferred points and only 9% selected automatic . . . Mon, 18 Jun 2007 20:52:47 GMT http://www.gather.com/viewArticle.action?articleId=281474977033032 adam h. 2007-06-18T20:52:47Z http://www.gather.com/viewArticle.action?articleId=281474977030488 All the major credit card brands are aiming for the top of the heap with super reward cards for the super wealthy. However, a new study has found that the American Express’ $2500 per year “Centurion” . . . Fri, 15 Jun 2007 20:50:38 GMT http://www.gather.com/viewArticle.action?articleId=281474977030488 adam h. 2007-06-15T20:50:38Z http://www.gather.com/viewArticle.action?articleId=281474977029679 Starting July 2nd customers that sign-up for a new Shell Credit Card can earn 25 cents per gallon on the purchase of their first 100 gallons of Shell gasoline. Once cardholders have purchased 100 gallons, . . . Thu, 14 Jun 2007 20:50:28 GMT http://www.gather.com/viewArticle.action?articleId=281474977029679 adam h. 2007-06-14T20:50:28Z http://www.gather.com/viewArticle.action?articleId=281474977026853 City of Colorado Springs employees are saving taxpayers money and earning cash rebates with every swipe of the city's 1,751 credit cards. A program in its seventh year has saved $16.5 million in administrative . . . Mon, 11 Jun 2007 20:49:12 GMT http://www.gather.com/viewArticle.action?articleId=281474977026853 adam h. 2007-06-11T20:49:12Z http://www.gather.com/viewArticle.action?articleId=281474977021045 A couple of days ago I wrote a post on how people with bad credit can rent credit cards. Well the Fair Isaac announced after reports of individuals renting out credit card accounts to help others artificially . . . Tue, 05 Jun 2007 20:46:45 GMT http://www.gather.com/viewArticle.action?articleId=281474977021045 adam h. 2007-06-05T20:46:45Z http://www.gather.com/viewArticle.action?articleId=281474977021044 American Express recently launched The Members Project, where it will contribute $1 for every AMEX cardholder who registers for the project by August 5, 2007 – up to a total of $5 million. Registration . . . Tue, 05 Jun 2007 20:46:43 GMT http://www.gather.com/viewArticle.action?articleId=281474977021044 adam h. 2007-06-05T20:46:43Z