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    <title>Gather: Articles by Heather Montanaro</title>
    <link>http://budgetcoach.gather.com</link>
    <description>Recent Articles on Gather by Heather Montanaro</description>
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    <copyright>Copyright Gather Inc 2009</copyright>
    <pubDate>Thu, 31 Dec 2009 19:27:59 GMT</pubDate>
    <dc:date>2009-12-31T19:27:59Z</dc:date>
    <dc:language>en-us</dc:language>
    <dc:rights>Copyright Gather Inc 2009</dc:rights>
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      <title>Free OB Mini Case</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977022455</link>
      <description>Click here for the free case: 

http://www.obtampons.com/mightysmall/en/default.jsp</description>
      <pubDate>Thu, 07 Jun 2007 03:02:47 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977022455</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-06-07T03:02:47Z</dc:date>
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      <title>Free lipstick</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977022415</link>
      <description>Free sample of Rimmel lipstick and new fragrance at:

 

http://survey.email.coty.com/SensorPro/survey/TemplateBlankRun.aspx?&amp;SurveyId=a7faf3b6-0237-4100-9337-19225517e504&amp;PageId=8765b299-d220-47f5-ba9b-a398b63b1846&amp;Ox=coty  . . .</description>
      <pubDate>Thu, 07 Jun 2007 01:44:21 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977022415</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-06-07T01:44:21Z</dc:date>
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      <title>Practically Speaking: Kids in a Box</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977020380</link>
      <description>We just moved across country last month and now we have what feels like a bazillion boxes in our garage.  I was just about to post them on craigslist when I thought about all the fun the kids could . . .</description>
      <pubDate>Tue, 05 Jun 2007 03:14:52 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977020380</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-06-05T03:14:52Z</dc:date>
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      <title>Practically Speaking: Money Talk (Part 2)</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977013454</link>
      <description>You've done some thinking about your situation and are ready to sit down and talk through the nitty gritty details...what?  You aren't so sure?  That's pretty common.  Did you . . .</description>
      <pubDate>Tue, 29 May 2007 19:23:38 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977013454</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-05-29T19:23:38Z</dc:date>
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      <title>Practically Speaking: What is it Costing YOU?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474977010687</link>
      <description>All this talk about the rising costs of health care in the United States has got my knickers in a twist.  Yeah, employers have to pay more, the pharmaceutical companies are claiming big costs, and . . .</description>
      <pubDate>Sun, 27 May 2007 03:50:46 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474977010687</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-05-27T03:50:46Z</dc:date>
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      <title>Practically Speaking: Are You Entitled?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976996843</link>
      <description>Here's the plain truth about your money.  You are entitled only to what you can afford.  It bears repeating because it's so very important yet something many people ignore.  You . . .</description>
      <pubDate>Thu, 10 May 2007 00:53:01 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976996843</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-05-10T00:53:01Z</dc:date>
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      <title>Practically Speaking: Money Talks (Part 1)</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976970774</link>
      <description>For too few lucky couples, talking about money is easy.  For the rest of the folks, it's akin to stepping on a red ant hill - it hurts, really hurts, and it hurts for a while.  I have a . . .</description>
      <pubDate>Sun, 29 Apr 2007 02:03:08 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976970774</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-04-29T02:03:08Z</dc:date>
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      <title>Practically Speaking: Keeping Your Green, Well, &amp;quot;Green&amp;quot;</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976965930</link>
      <description>Happy Earth Day, or is it?  Not if you've seen Al Gore's movie An Inconvenient Truth.  I was aghast while watching the movie, depressed for a bit following the viewing, and ready to . . .</description>
      <pubDate>Mon, 23 Apr 2007 04:37:22 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976965930</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-04-23T04:37:22Z</dc:date>
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      <title>Practically Speaking: Slimming Your Credit Card Debt</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976943582</link>
      <description>Getting out from under credit card debt can be overwhelming, seemingly never-ending, and down right depressing.  But it must be done!  What's the point of buying the whatchmacallit on sale . . .</description>
      <pubDate>Wed, 28 Mar 2007 01:00:59 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976943582</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-28T01:00:59Z</dc:date>
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    <item>
      <title>Practically Speaking: A Book Review</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976931959</link>
      <description> 



 

While I found some nuggets of inspiration and thought-provoking ideas in Loral Langemeier's The Millionaire Maker, overall, I was under whelmed.  I'm glad I read it, mind . . .</description>
      <pubDate>Thu, 15 Mar 2007 03:20:17 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976931959</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-15T03:20:17Z</dc:date>
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      <title>Practically Speaking: Emotional Spending</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976931564</link>
      <description>Too many purchases are made using our hearts instead of our heads.  It sounds like an easy concept - to take the emotion out of buying, but it's far from it.  We buy lots of stuff from the . . .</description>
      <pubDate>Wed, 14 Mar 2007 19:23:22 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976931564</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-14T19:23:22Z</dc:date>
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      <title>Seeking Advice: HIgh-Need Toddler and Sleeping</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976929328</link>
      <description>My daughter is one of those special high-need kids and right now I'm in high need...of some sleep...without her.  The articles I've found on this topic often relate to babies or for people . . .</description>
      <pubDate>Mon, 12 Mar 2007 04:14:53 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976929328</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-12T04:14:53Z</dc:date>
    </item>
    <item>
      <title>Yummy Swiss Chicken</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976929220</link>
      <description>This might not be the healthiest recipe in your box but it's one of my favorite because everyone seems to like it and it's easy.  I love to cdook - as long as it doesn't take too long! . . .</description>
      <pubDate>Mon, 12 Mar 2007 01:58:56 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976929220</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-12T01:58:56Z</dc:date>
    </item>
    <item>
      <title>Practically Speaking: Keeping What You've Got</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976920775</link>
      <description>So, you've worked hard and have all this cool stuff or maybe grandma handed you down some fabulous jewelry, whatever the case, it's yours and you should keep it that way.  There are some . . .</description>
      <pubDate>Thu, 01 Mar 2007 03:11:29 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976920775</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-03-01T03:11:29Z</dc:date>
    </item>
    <item>
      <title>Practically Speaking: Stay at Home Now and Get Ready for the Future</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976912700</link>
      <description>So, you've decided to stay at home and listen to the sweet coo of your new little angel instead of the steady whine of co-workers.  Before you write that resignation letter, keep a few things . . .</description>
      <pubDate>Sat, 17 Feb 2007 22:11:51 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976912700</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-02-17T22:11:51Z</dc:date>
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    <item>
      <title>Practically Speaking: Valentine's Day Dollars</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976909790</link>
      <description>My advice, of course, is to save your dollars on Valentine's Day!  Don't get me wrong, my husband and I are all for Valentine's Day and for romance in general.  But that's just . . .</description>
      <pubDate>Tue, 13 Feb 2007 20:04:16 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976909790</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-02-13T20:04:16Z</dc:date>
    </item>
    <item>
      <title>Practically Speaking: Revive Your Resolution</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976899348</link>
      <description>New Year's Resolution? What?  That is so last month!  At least that's what I keep telling myself every time I crouch behind the wheel as I drive on past the gym.  It's . . .</description>
      <pubDate>Wed, 31 Jan 2007 05:06:03 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976899348</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-01-31T05:06:03Z</dc:date>
    </item>
    <item>
      <title>Practically Speaking: Playdates or Paychecks?</title>
      <link>http://www.gather.com/viewArticle.action?articleId=281474976883897</link>
      <description>Your colleagues at work think you just had 12 weeks of cuddle time with your bundle of joy while the truth is you haven’t had more than 90 minutes of shut-eye in a row and you aren’t sure how . . .</description>
      <pubDate>Sat, 13 Jan 2007 04:25:47 GMT</pubDate>
      <guid>http://www.gather.com/viewArticle.action?articleId=281474976883897</guid>
      <dc:creator>Heather Montanaro</dc:creator>
      <dc:date>2007-01-13T04:25:47Z</dc:date>
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